Retirement: the time to make your money work for you

29 May 2025

Recently I’ve noticed a particular topic of discussion coming up more and more often: the age of our workforce. New Zealanders are working longer than ever, and as I write, almost 200,000 Kiwi aged 65 or older are still in some form of work – with a third feeling compelled to continue working for financial … Continue reading “Retirement: the time to make your money work for you”

The cost of moving out: the physical, mental, and financial impact on retirees

07 August 2023

If you’re a homeowner aged 60 or over and thinking about downsizing to help fund your retirement, it’s worth carefully considering the emotional, physical and financial impact moving out can have. Heartland Bank has helped more than 22,000 customers live a retirement they deserve. We understand that packing up a lifetime of memories and belongings, … Continue reading “The cost of moving out: the physical, mental, and financial impact on retirees”

Living in retirement: what are my options?

22 May 2023

Retirees have a number of different options when it comes to their living situation – here are some of the most common ones.

Are increasing costs putting a strain on your budget?

22 May 2023

For many, funding a comfortable retirement is no longer possible on NZ Super alone. Here’s a how a Heartland Reverse Mortgage with a regular advance could help.

Support for aging in place

18 January 2023

Aging in place and retiring from the comfort of your own home is a goal for many Kiwis. At the end of 2021, we conducted a survey as part of our partnership with lifestyle website Grown Ups, which revealed how important it is for Grown Ups members (aged 50+) to retire from the comfort of … Continue reading “Support for aging in place”

Five ways to wellbeing

14 December 2022

For many Kiwis, retirement can be a big transition from the usual day-to-day working schedule. Going from a regular routine to having more flexibility with your time is great, but adjusting and adapting to your new lifestyle can also be a challenge. The ‘Five Ways to Wellbeing’ is an initiative that was created based on … Continue reading “Five ways to wellbeing”

Getting road ready in retirement

16 November 2022

With Summer hot on our heels and COVID-19 restrictions loosening, many people are planning to hit the road to visit whānau (family) and friends these holidays. Experience from time behind the wheel often leads to safer drivers who can be great role models for younger drivers. However, as we get older, our health changes can … Continue reading “Getting road ready in retirement”

Retirees facing pressure from higher cost of living and increasing debt in retirement

05 August 2022

  We’ve been hearing a lot of discussion lately around cost of living increases and the pressure this is placing on Kiwi families. Among the most affected by this crisis are retirees, many of whom are trying to get by on NZ Super alone, which is typically only enough to cover the essentials and nothing … Continue reading “Retirees facing pressure from higher cost of living and increasing debt in retirement”

Retirees feeling the strain from increasing costs

27 May 2022

Increasing living costs are having a dramatic impact on older Kiwis, according to a recent survey conducted by Heartland in partnership with lifestyle website GrownUps.

Heartland hits milestone of helping 20,000 customers retire more comfortably

08 April 2022

In March, Heartland helped its 20,000th customer live a more comfortable retirement.

Customer survey: 98.1% would refer a Heartland Reverse Mortgage to their friends or family

06 April 2022

Heartland is proud to have helped over 20,000 Kiwis gain more freedom in retirement through a Heartland Reverse Mortgage. Each year we send out a feedback survey to customers who drew down a loan in the last 12 months, and we are thrilled to share the results from 2021. How our customers feel about the … Continue reading “Customer survey: 98.1% would refer a Heartland Reverse Mortgage to their friends or family”

What are the pros and cons of a reverse mortgage?

24 February 2022

Is a reverse mortgage right for your retirement? Here are some of the pros and cons to consider.

More Kiwis now able to live the retirement they deserve

19 November 2021

Heartland Bank has increased the maximum loan-to-value ratio (LVR) on our Reverse Mortgage product.

89.9% of survey respondents want to remain in their home

10 November 2021

A recent survey we conducted revealed that 89.9% of respondents found it important or very important to remain in their home during retirement.

Is NZ Super enough to fund a comfortable retirement?

07 October 2021

It is no secret that New Zealand has an aging population, and funding a dream retirement lifestyle is no longer possible on NZ Super alone.

Heartland Reverse Mortgages awarded Consumer Trusted accreditation—five years in a row

01 October 2021

We are pleased to announce that Heartland Reverse Mortgages has been awarded Consumer Trusted accreditation for five years in a row.

High house prices present opportunity for retirees to manage increased cost of living

29 April 2021

Retirees who are struggling to ends meet may find that the booming housing market could be a solution – without them having to sell up.

Overwhelmingly positive feedback – Heartland Reverse Mortgage 2020 survey

18 March 2021

We have collated feedback from customers who drew down a loan in 2020, and are thrilled to share the results. 

Global equity release market set to triple by 2031

03 February 2021

International research published by EY predicts that the global equity release market could more than triple over the next decade.

Heartland Reverse Mortgages recognised for commitment to customers

18 September 2020

We’re excited to announce Heartland has been awarded Consumer Trusted accreditation for the fourth year in a row for its reverse mortgage product.

Here’s one way to fund a more comfortable retirement

17 September 2020

With the rise in living costs and an aging population, many Kiwis are struggling to fund the retirement lifestyle they have always desired.

96% of customers satisfied with a Heartland Reverse Mortgage

16 September 2020

The overall response for those who took out a Heartland Reverse Mortgage was overwhelmingly positive, with 96% of customers responding they were either very satisfied or extremely satisfied.

Mortgage deferral isn’t the only solution for older Kiwis

19 August 2020

The Reserve Bank’s extension of the mortgage deferral scheme from 27 September 2020 to 31 March 2021 may only result in relief for some borrowers.

New challenges for retirees in post COVID New Zealand

07 July 2020

Many Kiwis are retiring without the funds they need to support their dream lifestyle. Post COVID-19, this trend is expected to continue.

Key findings from retirement income policy review

01 April 2020

The 2019 Review of Retirement Income Policies debunked a few myths and recommended how the government can better prepare people for retirement.

How low can you go?

01 April 2020

With the Reserve Bank of New Zealand dropping the Official Cash Rate to 0.25%, news coverage has largely overlooked the adverse effects on deposits.

Lower interest rates hurting retirees

25 February 2020

In 2019, many retirees (who rely on the interest from deposits at banks) were shocked when the Reserve Bank of New Zealand reduced the Official Cash Rate by 0.50%.

What does retirement look like in the future?

01 October 2019

The Retirement Commission’s triennial Review of Retirement Income Policies is currently in progress and is open for public submissions until 31 October.

Building value at its strongest in recent years

16 July 2019

Building activity had its strongest quarter in three years, spelling good news for homeowners looking to free up equity through a reverse mortgage.

Mortgage-free no more?

01 April 2019

With statistics indicating that the number of mortgage-free households is on the decline, Kiwis are beginning to question their spending.

The cost of living well

05 December 2018

Listed for three years in a row as one of the top 12 countries in the world to grow old, NZ is a great place to retire – but it can be costly.

How to spot a phoney

29 November 2018

Phones are still a popular weapon of choice for scammers. However, there are some simple steps you can take to protect yourself from scams.

Fraud Awareness Week

13 November 2018

Scammers, fake charities and fraudsters are constantly thinking up new ways to trick you out of your money. Fraud Awareness Week aims to help.

Putting people first

29 October 2018

Heartland supports NZ financial regulators’ initiative to ensure banks are focusing on good customer outcomes. Here’s how we’re contributing.

The hidden costs of retirement

24 September 2018

New retirees often find themselves surprised at the financial strain of retirement. What costs have surprised you the most in retirement?

Age of alchemy

14 August 2018

With the age of retirement increasingly being postponed, seniors are earning for longer and putting more money back into the economy as a result.

Your personal care and welfare

31 May 2018

Having a personal care EPA gives you peace of mind, knowing that you’ll have someone to take care of you if you can no longer care for yourself.

Do you have a will?

31 May 2018

Ensuring you have a detailed, official will in place can offer peace of mind to you and your loved ones in the event that you pass away.

Future-proofing your home for retirement

31 May 2018

Home is where the heart is, and many Kiwis want to retire from the comfort of their home. These renovation tips could help you future-proof your home.

Volunteering in retirement benefits all involved

17 April 2018

With fewer Kiwis taking the time to volunteer, over-65s are becoming increasingly important to their communities

Expect the unexpected

10 April 2018

Losing your decision-making ability is unnerving, but it’s good to be prepared. Here’s why it’s smart to create an Enduring Power of Attorney (EPA).

Is a Reverse Mortgage an option for your retirement?

04 April 2018

Join us for afternoon tea and get the facts about how a Reverse Mortgage can help you in your retirement.

The grandparent connection

27 March 2018

It’s no secret that grandparents play a vital role in their grandkids’ lives – here’s how to build the connection between the generations.

How will you fund your retirement?

22 March 2018

There are many ways to fund your retirement. Our expert, Lisa Hatfield discusses reverse mortgages, a retirement tool that is often overlooked.

Train your brain!

05 March 2018

Incorporating these simple steps into your life could help you in the fight against dementia and memory loss.

Retirees rely on state pension as savings run out

12 December 2017

Most retirees will use up their savings in just 10 years and rely solely on the state pension after that, new research suggests.

Preparing ageing parents for retirement

30 August 2017

Here are some simple tips to help you, your siblings and your parents prepare for retirement.

Staying afloat during retirement

30 August 2017

Here are four things you can do to boost your retirement savings