Term Deposits

Pick the investment term that suits you.

How long do you want to invest for? We can take care of your money for anything from 1 month to 5 years. Our term deposit rates vary depending on the length and amount of your deposit.

Apply online View our rates

Fixed rate, fixed term, fixed return

Choose to invest from 30 days to five years
No fees
Tiered interest rates: the more you deposit, the more you earn

3 ways to invest

Online

Complete the easy online application anytime, anywhere.

Send

Fill out an application form and email to invest@heartland.co.nz or post to: Investments Team, PO Box 9919, Newmarket, Auckland 1149

Phone

Call us today on
0800 85 20 20

Start your application

Flexible, funds on call
2.75%

Our other savings accounts

Looking for something else? Heartland Bank savings accounts are a great way to put aside
your money and save for your goals. Here are a few options:

Heartland Saver
  • Withdraw money from your Heartland Savings account at any time
  • Interest calculated daily and paid monthly
  • Call us today on 0800 85 20 20
Heartland Savings Optimiser
  • Interest calculated daily and paid monthly
  • No penalties when you give 30 days' notice of withdrawals
  • Call us today on 0800 85 20 20

Why choose Heartland?

BBB

(Outlook Stable) Credit Rating from Fitch Ratings


100%

for New Zealand


140+

years' experience managing Kiwi's money


View our Heartland Account & Service fee guide

View Service Fee Guide

Read our Credit Rating and find out how it relates to you

View Credit Rating

Go to our Documents and Forms page to view and download

View Documents & Forms

Summary of Terms & Conditions for our investment accounts

View Terms & Conditions

Can't find what you're looking for?

We have a great team standing by to answer any of your investment questions.

Contact us

Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
Rates are subject to change. Terms and conditions are available here.