Why choose a Heartland Term Deposit?
Our investment terms range from 30 days to five years, offering competitive interest rates and flexible options to suit your individual needs.
Canstar's Savings Bank of the Year
We are very proud to be awarded Canstar’s Bank of the Year - Savings for eight consecutive years! This achievement is awarded to the institution that provides the strongest combination of products, accounting for the price positioning, features, savings tools and flexibility of the products assessed within Canstar's Savings Account Star Ratings profiles, as well as supporting savers through a competitive Term Deposit offering.
How to open a Term Deposit
Follow the instructions below to get started. Alternatively, if you already have another account with Heartland, log in to the app to open your new Term Deposit.
Looking for something else?
Heartland Bank Savings and Deposits accounts are a great way to put aside money and save for your goals.
Here are a few options:
- Our highest on-call rate
- Add and withdraw funds anytime
- Unlimited withdrawals to one nominated account
- Access your funds with notice
- Add funds anytime
- Higher rate than our Call accounts, with some flexibility
- No set-up costs or monthly fees
- Our most flexible call account
- Make payments to any NZ bank account
Take control of your banking online
Our Term Deposits accounts are DCS-protected.
The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 held in DCS-protected accounts. Find out more.
Ready to get started?
Click open an account and answer some simple questions to get your new account set-up underway.