What is the interest rate?

Our interest rates are based on your individual circumstances. This will range from 7.5% p.a. to 12% p.a.

Who do I send the livestock invoice to for payment?

Your livestock invoice can be sent to rural@heartland.co.nz.

How long will it take to set up my loan?

The amount of time it takes to set up your loan depends on how soon we receive your documentation back. Once your documentation has been received, we’ll be in touch to confirm next steps.

If I apply online, does this mean I am locked into a livestock loan?

No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out. When you apply online, a rural relationship manager will call you to talk through your options including our fees, interest rate and documentation needed. If your application is approved you will receive a loan document that, once you accept and sign, will finalise your application. You will not incur any fees until we pay your first livestock invoice.

Livestock Finance from Open For Livestock

LIVESTOCK FINANCE

Get 100% finance for stock purchases. Security is only taken over the stock purchased, so your existing security arrangements with your bank aren’t impacted.

Since 2007, we’ve provided thousands of Kiwis with livestock finance. Our goal is to make buying stock quicker and easier for busy farmers.

100% stock purchase finance available
No repayments until the stock are sold
Security only taken over the livestock purchased
Use any stock agent or purchase method you choose
Use revolving credit facility for trading or finishing purposes
Once repaid, use your facility to purchase more stock

Lending criteria, terms, conditions and fees apply.

How does it work?

Complete our 3-step online application in minutes.
We’ll confirm your details and loan structure, conduct any required checks and request any supporting documents.
Find the stock you want to purchase and send us the invoice.
We’ll pay the seller directly, and you’ll receive the stock.

Got questions?

What is the interest rate?: Our interest rates are based on your individual circumstances. This will range from 7.5% p.a. to 12% p.a.
Who do I send the livestock invoice to for payment?: Your livestock invoice can be sent to [email protected].
How long will it take to set up my loan?: The amount of time it takes to set up your loan depends on how soon we receive your documentation back. Once your documentation has been received, we’ll be in touch to confirm next steps.
If I apply online, does this mean I am locked into a livestock loan?: No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out.
When you apply online, a rural relationship manager will call you to talk through your options including our fees, interest rate and documentation needed.
If your application is approved you will receive a loan document that, once you accept and sign, will finalise your application.
You will not incur any fees until we pay your first livestock invoice.