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Purpose-built for Kiwi farmers

Get 100% finance for stock purchases. Security is only taken over the stock purchased, so your existing security arrangements with your bank aren’t impacted.

Let’s get started

I want to buy:

How does it work?

  1. Complete our 3-step online application in minutes. Step
  2. We’ll confirm your details and loan structure, conduct any required checks and request any supporting documents.
  3. Find the stock you want to purchase and send us the invoice. Step
  4. We’ll pay the seller directly, and you’ll receive the stock.

Got questions?

Our interest rates are based on your individual circumstances. This will range from 11.99% p.a. to 12.95% p.a.
Your livestock invoice can be sent to [email protected].
The amount of time it takes to set up your loan depends on how soon we receive your documentation back. Once your documentation has been received, we’ll be in touch to confirm next steps.

No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out.

When you apply online, a rural relationship manager will call you to talk through your options including our fees, interest rate and documentation needed.

If your application is approved you will receive a loan document that, once you accept and sign, will finalise your application.

You will not incur any fees until we pay your first livestock invoice.

Success stories

Heartland Group’s Livestock Finance I wasn’t really planning on getting finance, but everything just seemed to fall into place this year. I started exploring different options, and Heartland’s Open for Livestock product seemed to be the ideal solution. Double quote Read more
South Canterbury
Heartland Group’s Livestock Finance My brother Donald and I have been in a dairy grazing partnership for close to 20 years. This year, we also decided to take on 350 yearling bulls to increase farm cashflow, and we were recommended Heartland Bank. Double quote Read more
Heartland Group’s Livestock Finance My wife and I enjoy finishing lambs as a side business, and one year we decided to buy more lambs than usual. When we saw the ad for Heartland’s Open for Livestock loan, we decided to go for it. Double quote Read more
Next repayment on 23 Aug 2024
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