Reverse Mortgages
Make the most of your hard work and live the life you want with a Heartland Bank Reverse Mortgage.
We’ve helped over 25,000 Kiwis release their home equity. Even a small amount can make a difference.
So when life happens, you can remain independent and secure.
What are some of the benefits?
- 100% ownership You remain the registered owner of the property. You can continue to stay in your home and enjoy the benefits of your community for as long as you want.
- No regular payments required There is no need for regular loan repayments. Interest is calculated on the balance outstanding and added to your loan.
- No negative equity guarantee The amount required to repay your loan will never exceed the net sale proceeds of your property.
*Subject to complying with the terms and conditions of the Heartland Reverse Mortgage.
Contact us
[email protected]
The reverse mortgage team will get back to you within one business day.
Call us on 0800 488 740
Monday to Friday,
8.30am - 5.00pm
8.30am - 5.00pm
How can we help?
New Reverse Mortgage application
If you are new to Heartland and wish to apply for a Reverse Mortgage, please select apply here.
Cash Reserve request
If you already have a Reverse Mortgage and wish to draw funds from an existing account, please apply here.