Insurance

Lifestyle Protection Insurance

Covers you in case you are unable to work because of unexpected events including death, illness, accident or redundancy. We offer protection that complements your financial decisions, so that you can relax and enjoy your new car. You simply choose the level of cover, how long you want to be covered for, and the monthly benefit you need to meet your individual circumstances.

Click here to download a copy of the Lifestyle Protection Insurance brochure.

Click here for Lifestyle Protection Insurance policy terms, conditions and exclusions.

Mechanical Breakdown Insurance*

Protects you in case of mechanical breakdown. We provide cover for a wide range of mechanical and electrical parts, and help cover other costs, including 24-hour AA roadside assistance.

Click here for Mechanical Breakdown Insurance policy terms and conditions.

Guaranteed Asset Protection Insurance (GAP)

If your vehicle is written off or stolen there may be a shortfall between what your motor vehicle insurance covers and the amount you still have to pay on your loan. Guaranteed Asset Protection Insurance (GAP) covers that difference (the GAP). That means that in conjunction with a compehensive motor insurance policy you're covered for the full amount of your loan - not just the value of the car! You can select either $5,000 or $10,000 cover.

For example, with $10,000 of GAP cover, if you owed $22,000 on your loan and your motor vehicle insurance claim payment was only $15,000, you would have a shortfall of $7,000 still to pay on your loan, which would be covered by the GAP insurance. Plus we will immediately pay you “out of pocket” expenses of $1000 – no receipts required!

Click here for Guaranteed Asset Protection (GAP) Insurance policy terms and conditions.

Motor Vehicle Insurance**

Cover for your car. In the event of an accident you know that you'll have the right level of protection to cover damages to your car and also any damages you may cause to someone else's car or property. Incudes no-excess cover for broken glass, cover for lost or stolen keys, alternative transport or accommodation, and personal injury. Covers your car when in use by you or anyone with your consent, and can include hire vehicles.

Click here to download a copy of the Motor Vehicle Insurance brochure.

Click here for Motor Vehicle Insurance policy terms and conditions.

Lifestyle Protection Insurance and Guaranteed Asset Protection are provided and underwritten by MARAC Insurance Ltd. For Rating and Solvency information click here.
*Mechanical Breakdown Insurance is provided by MARAC Insurance Ltd and underwritten by DPL Insurance Ltd.
**Motor Vehicle Insurance is administered by Crombie Lockwood and underwritten by IAG New Zealand Ltd.