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Business Call Account

A great place for your business funds.

You work hard, now it's time your money did the same. Our Business Call Account helps you earn a competitive rate of interest on every dollar your business has with instant access should you need it.

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Business Call Account
On call
interest paid monthly

Business funds on call when you need them

Unlimited withdrawals to one nominated account
Unlimited withdrawals to one nominated account
No set up or on-going fees
No set up or on-going fees
Interest earned on every dollar
Interest earned on every dollar

Why choose Heartland?


(Outlook Stable) Credit Rating from Fitch Ratings


for New Zealand


years' experience managing Kiwis' money

Questions? We have answers

When setting up your Business Call Account you’ll choose a nominated account. This will be the one account you can withdraw funds to. It can be another Heartland account, or an account with another bank. Transfers from your Business Call Account to your nominated account take one business day (Monday to Friday, not including public holidays) to clear.
There is no minimum deposit required to open a Business Call Account.
There are no monthly fees or transaction fees.
There are no minimum contribution requirements.
Yes, you can open a Business Call Account without any other Heartland account.
There are no penalties for withdrawing funds to your nominated account, and no fees.
Yes, a nominated account can be an account with Heartland or another bank.

View our Heartland Account & Service fee guide

View service fee guide

Read our Credit Rating and find out how it relates to you

View credit rating

Go to our Documents and Forms page to view and download

View documents & forms

Summary of Terms & Conditions for our investment accounts

View terms & conditions

Can't find what you're looking for?

We have a great team standing by to answer any of your investment questions.

Contact us

Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
Rates are subject to change. Terms and conditions are available here.