Savings and Deposits

What can we help you save for?

Rainy day or retirement? Income or growth? Whatever you’re saving for, and whatever kind of saver you are, we’re here to put your money to work.

Start Saving View our rates
our
top pick
Direct Call Account
2.75
%
P.A.
On call
interest paid monthly
Grab this rate

Our top rates

Term Deposit
3.55
%
P.A.
for 5 months
Interest paid on maturity
Grab this rate
our
top pick
Direct Call Account
2.75
%
P.A.
On call
Interest paid monthly
Grab this rate
Term Deposit
3.70
%
P.A.
For 9 months
Interest paid quarterly
Grab this rate

Rates as at 5 October 2017 but subject to change without notice. Heartland Bank's Account and Service General Terms and Conditions are available here.

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Pick the account that suits you best

Award Winning Savings Accounts

Get a great rate without locking your money away.

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Term Deposits

Lock it in, earn more, and watch your savings grow.

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Business Call

Keep funds flexible, whilst your business earns a market leading interest rate.

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PIE Funds

Ideal if you are currently paying 30-33% resident withholding tax (RWT).

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Existing Depositors

Want to make the most out of your savings? Let us know what you’d like to do next with your maturing term deposit.

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Interest Rates

Choose from our multiple market leading interest rates and award winning products on offer.

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Start your application

Flexible, funds on call
2.75%

3 ways to invest

Online

Complete the easy online application anytime, anywhere.

Send

Fill out an application form and email to invest@heartland.co.nz or post to: Investments Team, PO Box 9919, Newmarket, Auckland 1149

Phone

Call us today on
0800 85 20 20

Why choose Heartland?

BBB

(Outlook Stable) Credit Rating from Fitch Ratings

100%

for New Zealand

140+

years' experience managing Kiwi's money

View our Heartland Account & Service fee guide

View Service Fee Guide

Read our Credit Rating and find out how it relates to you

View Credit Rating

Go to our Documents and Forms page to view and download

View Documents & Forms

Summary of Terms & Conditions for our investment accounts

View Terms & Conditions

Can't find what you're looking for?

We have a great team standing by to answer any of your investment questions.

Contact us

Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
Rates are subject to change. Terms and conditions are available here.