|Term Deposit||4 mths||
|Direct Call||On call||2.75|
|Term Deposit||6 mths||3.45|
|Term Deposit||9 mths||3.50|
Keep funds flexible, whilst your business earns a great interest rate on its savings.Learn more Learn more
Ideal if you are currently paying 30-33% resident withholding tax (RWT).Learn more Learn more
Want to make the most out of your savings? Let us know what you’d like to do next with your maturing term deposit.Learn more Learn more
Choose from our multiple market-leading interest rates and award winning products on offer.Learn more Learn more
(Outlook Stable) Credit Rating from Fitch Ratings
for New Zealand
years' experience managing Kiwi's money
No, you don’t need to visit a branch. All banking activities can be done online and over the phone.
View our Heartland Account & Service fee guideView Service Fee Guide
Read our Credit Rating and find out how it relates to youView Credit Rating
Go to our Documents and Forms page to view and downloadView Documents & Forms
Summary of Terms & Conditions for our investment accountsView Terms & Conditions
We have a great team standing by to answer any of your investment questions.Contact us
Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
*Rates are subject to change. Terms and conditions are available here.