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Home Loans rates, fees and terms

Below you’ll find all you need to know about interest rates and fees for Heartland Home Loans.

2.89

%

p.a.

1 year fixed

2.97

%

p.a.

2 year fixed

3.39

%

p.a.

3 year fixed

3.95

%

p.a.

floating

Interest rates accurate as at 04/03/2020

Our current home loan rates are above. Interest rates are subject to change without notice. We will confirm the applicable interest rate for your loan during the loan application process.

Loan setup fees

Establishment fee

Nil

We won’t charge you anything when you apply online for a Heartland Home Loan.

Maintenance

Refinance fee

$100

We may charge you this fee if you apply for an increase to your existing loan, including approval and acceptance.

Variation fee

$100

We may charge you this fee if we vary the terms of your mortgage.

Discharge fee

$100

We will charge you this fee to release your mortgage once your loan is repaid.

Prepayment fee

We will charge you any reasonable estimate of our loss (if fixed rate).

Recovery costs

Actual costs

We will charge you any costs charged by third parties relating to your loan or the loan documents (e.g. legal fees). We can provide copies of the invoices on request.

Other costs

Actual costs

We will charge you any costs for payments that we may incur on your behalf. We can provide copies of the invoices on request.

Fees accurate as at 04/03/2020 and subject to change