Whether you’re looking to purchase new or used machinery, specialised equipment or vehicles, we could help you fund it. Secured or unsecured, our flexible business loans may provide the asset finance you need.
Complete the easy online application anytime, anywhere.
In just a few seconds we'll get back to you with a decision.
If approved, the money could be in your account in a matter of days.
100% finance available. We’ll work to suit your cash flow with seasonal payment structures and flexible terms of up to 5 years. We can even fund GST if needed.
And no need to mortgage your home. Our fast and flexible finance is designed to work alongside your everyday banking to give you the freedom to manage your finances to suit your needs.
If approved, use your asset finance facility to purchase new vehicles and equipment or replace existing assets. Talk to us about what you need – we’ll do our best to help.
"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."
Founder of NZ Entrepreneur,
Open for Business customer
When you get a business loan from Heartland, you don’t have to move your other banking to us. We’re happy for you to stay with your main bank for your day-to-day banking needs.
businesses funded, and counting
lent to small businesses
experience managing Kiwis' money
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