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Need to upgrade your machinery and equipment?

Whether you're looking to purchase new or used machinery, farm equipment, or vehicles, we could help you fund it. We also provide loans for buying new and used diggers, excavators, loaders, bulldozers, rollers, bobcats, company vehicles, tractors, agricultural implements, cranes or forklifts and more.

Secured or unsecured, our flexible business loans may provide you with the asset finance you need.

Got questions?

Heartland offers loan terms of up to ten years with regular principal and interest repayments.
Interest rates vary based on your current situation. Interest rates start from 5.95% p.a. We will advise the interest rate for your loan when we review your application.
The minimum asset loan is $10,000. We will need additional information and partial security for any amount above $100,000. Any amount above $250,000 will require full security.
Yes, you can. You don’t have to bank with Heartland in order to take out asset finance. They’re designed to work in conjunction with your existing everyday business bank account.
Depending on the purpose of the loan, we will distribute the funds accordingly. If you are buying new assets we’ll usually pay the funds directly to the vender. This allows us to register our security interest. It will also mean you won’t have to worry about arranging payments and can focus on your new asset.
Lending criteria, terms and conditions apply
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