RURAL LOANS
Finance that’s farm fit
We know finance and we know farmers. Our team is made up of like-minded people who have a real interest in the land and the farming community, so we’re perfectly placed to help your business grow.

Livestock Finance
100% finance for stock purchases, and security taken only on that stock.
Sheep & Beef Direct
Self-serve online application to refinance or buy a sheep or beef farm.
Term Finance
Flexible terms of up to 25 years for buying land, equipment, stock or more.
Farm Transition Loan
Borrow against your farm equity to maximise value before moving on.
Heartland’s lending criteria, terms, conditions and fees apply.
Why choose Heartland?
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145
Years helping fund Kiwi farmers
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2500+
Farmers we’re currently financing
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100%
For New Zealand
Contact us
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