Terms and Conditions

Heartland Bank's current Disclosure Statement and Account and Service General Terms and Conditions are available here.

Rates are subject to change without notice.

Terms Deposits

  • Interest payment frequency varies according to term and investment amount
  • Minimum deposit $1,000, maximum deposit $5,000,000
  • Heartland Bank's Term Deposits Product Fact Sheet is available here

Direct Call Account

  • Interest compounded monthly
  • No minimum deposit, maximum deposit $5,000,000

Business Call Account

  • Interest compounded monthly
  • No minimum deposit, maximum deposit $5,000,000

Heartland Saver

  • Interest compounded monthly
  • No minimum deposit, maximum deposit $5,000,000
  • Fees charged on a per transaction basis - refer to Account and Service Fee Guide
  • Heartland Bank's Savings Account Product Fact Sheet is available here

Heartland Savings Optimiser

  • Interest compounded monthly
  • No minimum deposit, maximum deposit $5,000,000
  • 30 day notice required for withdrawal
  • Service fees may apply - refer to Account and Service Fee Guide
  • Heartland Bank's Savings Account Product Fact Sheet is available here

Heartland Everyday Account

Heartland Term PIE

  • Interest paid monthly
  • $1,000 minimum deposit. $5,000,000 maximum deposit
  • Service fees may apply - refer to Account and Service Fee Guide
  • Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here

Heartland Cash PIE

  • Interest paid quarterly
  • $1,000 minimum deposit. $5,000,000 maximum deposit
  • Service fees may apply - refer to Account and Service Fee Guide
  • Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here