Business Loans

Whether you’re looking to start up a business, borrow for working capital, finance a franchise, or buy plant and equipment, an Open for Business loan could help your company grow.

Unsecured
rates from
9.50
%
p.a.
Lending criteria, terms, conditions and fees apply.

Start your application

How much would you like to borrow?

What's your yearly business turnover?

When do you need the loan?

Please pick an option

Apply Now

What our customers say

"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."

Richard Patel

Founder & NZ Entrepreneur,
Open For Business Customer


Why choose Heartland?

100,000+

customers we have helped on their journey


100%

for New Zealand


140+

years' experience managing Kiwi's money


Start your application

How much would you like to borrow?

What's your yearly business turnover?

When do you need the loan?

Please pick an option

Apply Now

Find out how Heartland Bank can make it happen for you.

Apply Now

Want to get in touch with one of our business specialists?

Contact Us