Business Loans

We are Open for Business

Whether you’re looking to start up a business, borrow for working capital, financing a franchise, or buying plant and equipment, an Open for Business loan could help your company grow.

Start your application

How much would you like to borrow?

What's your yearly business turnover?

What our customers say

"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."

Richard Patel

Founder & NZ Entrepreneur,
Open For Business Customer


Why choose Heartland?

100,000+

customers we have helped on their journey


100%

for New Zealand


140+

years' experience managing Kiwi's money


Start your application

How much would you like to borrow?

What's your yearly business turnover?

Find out how Heartland Bank can make it happen for you.

Apply Now

Interested in speaking to one of our business specialists?

Get in touch