Business Loans

Whether you’re looking to start up a business, borrow for working capital, finance a franchise, or buy plant and equipment, an Open for Business loan could help your company grow.

Start your application

I would like to borrow:

I need the loan:

Please pick an option

Apply Now

What our customers say

"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."

Richard Liew

Founder of NZ Entrepreneur,
Open For Business Customer


Why choose Heartland?

100,000+

customers we have helped on their journey


100%

for New Zealand


140+

years' experience managing Kiwi's money


Start your application

I would like to borrow:

My yearly business turnover is:

I need the loan:

Please pick an option

Apply Now

Prefer to talk directly to one of our business specialists?