Account and Service Fees
You can read about Heartland Bank's fees in our Fee Guide.
Fees may be charged for some specialist services not specified on this website.
Product Terms and Conditions
Heartland Bank's current Disclosure Statement and Account and Service General Terms and Conditions are available here.
Rates are subject to change without notice.
Term Deposits
- Interest payment frequency varies according to term and investment amount
- Minimum deposit $1,000, maximum deposit $5,000,000
- Heartland Bank's Term Deposits Product Fact Sheet is available here
Direct Call Account
- No fees
- Unlimited withdrawals to one nominated account
- Interest compounded monthly
- No minimum deposit, maximum deposit $5,000,000
Digital Saver Account
- Unlimited withdrawals to one nominated account
- No fees for digital self-service withdrawals for the remainder of 2023
- From 2024, one free digital self-service withdrawal per month. Each subsequent digital self-service withdrawal will be $4
- $10 fee for each staff-assisted withdrawal
- Interest compounded monthly
- Heartland Bank’s Digital Saver Product Fact Sheet is available here
Business Call Account
- No fees
- Unlimited withdrawals to one nominated account
- Interest compounded monthly
- No minimum deposit, maximum deposit $5,000,000
Notice Saver
- No fees
- Interest compounded monthly
- No minimum deposit, maximum balance of $5,000,000
- 32 or 90 days’ notice required for withdrawal
- Withdrawals to one nominated account
- Heartland Bank’s Notice Saver Product Fact Sheet is available here
Heartland Everyday Account
- Interest compounded monthly
- No minimum deposit. $5,000,000 maximum deposit
- Service fees may apply - refer to Account and Service Fee Guide
Heartland Term PIE
- Interest paid quarterly
- $1,000 minimum deposit. $5,000,000 maximum deposit
- Service fees may apply - refer to Account and Service Fee Guide
- Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here
Heartland Cash PIE
- No fees
- Interest compounded monthly
- $1,000 minimum deposit. $5,000,000 maximum deposit
- Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here
