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Compare switching to Heartland with refixing with your current bank

Nearly time to refix your home loan? Use our calculator below to weigh up some of your options.

This calculator does not constitute financial advice. It is a general tool to estimate repayments and the total loan cost only, and is not an offer of finance by Heartland. Our calculations are based on the information you have entered, including the interest rate and loan term you selected, and are calculated at the interest rate being constant for the entire loan term. The total interest difference is based on the total interest charged on a mortgage from your current bank at the interest rate you selected if the rate was constant for the entire remaining loan term, minus the total interest that would be charged on a Heartland mortgage if the selected rate was constant for the entire selected term. Changes to interest rates and/or the repayment amounts will change this. Our quoted interest rates are subject to change. Heartland's responsible lending criteria, terms, conditions and fees apply.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about Heartland loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

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