Heartland Cash and Term PIE Fund

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The Heartland Cash and Term PIE Fund (the Fund) enables you to make a tax-efficient investment that is similar to a call deposit or a term deposit.

Heartland Term PIE Account

  • Fixed rate, six to 60 month term investment
  • Returns either direct credited or compounded quarterly
  • Ideal if you are currently paying 33% resident withholding tax (RWT) as your returns are taxed at your Prescribed investor Rate (PIR) which is capped at 28%

View our Heartland PIE Fund Interest Rates

Heartland Cash PIE Account

  • Variable rate investment with easy access to funds while earning a competitive return
  • Returns earned daily and compounded monthly
  • Ideal if you are currently paying 33% resident withholding tax (RWT) as your returns are taxed at your Prescribed investor Rate (PIR) which is capped at 28%

View our Heartland PIE Fund Interest Rates

More information

For further information, please refer to the Heartland Cash and Term PIE Fund Fact Sheet and Heartland’s Account and Service General Terms and Conditions. Click here to get a copy or call us on 0800 85 20 20.

Heartland PIE Fund Limited is the Manager of the Fund. The Fund invests in an interest-bearing unsecured deposit account with Heartland Bank Limited. Investments are held by the Fund’s independent trustee, The New Zealand Guardian Trust Company Limited. Investments in the Fund do not constitute deposits of Heartland Bank Limited. No person guarantees the Fund’s performance or payment of returns.

Visit your local Heartland Bank branch or contact us today to chat about which account or deposit is right for you.

Rates are subject to change. Terms and conditions are available here.