Skip to main content

Refinancing with Heartland

Looking to refinance your mortgage? Heartland’s simple online application and great rates could save you money and stress.Better yet, you could get a credit of up to $1,500 if you refinance onto our floating rate and stay floating for 12 months.

Excited couple with a signed refinance agreement on the table in front of them

Our rates

Choose the loan type that’s right for you, whether fixed, floating, revolving credit or a combination of all three.

Floating

4.10

%

p.a.

1 year fixed

4.90

%

p.a.

2 year fixed

5.29

%

p.a.

3 year fixed

5.59

%

p.a.

Revolving credit (floating)

4.10

%

p.a.

Charged monthly

Interest rates accurate as at 06/07/22

Compare switching to Heartland with refixing with your current bank

Nearly time to refix your home loan? Use our calculator below to weigh up some of your options.

This calculator does not constitute financial advice. It is a general tool to estimate repayments and the total loan cost only, and is not an offer of finance by Heartland. Our calculations are based on the information you have entered, including the interest rate and loan term you selected, and are calculated at the interest rate being constant for the entire loan term. The total interest difference is based on the total interest charged on a mortgage from your current bank at the interest rate you selected if the rate was constant for the entire remaining loan term, minus the total interest that would be charged on a Heartland mortgage if the selected rate was constant for the entire selected term. Changes to interest rates and/or the repayment amounts will change this. Our quoted interest rates are subject to change. Heartland's responsible lending criteria, terms, conditions and fees apply.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about Heartland loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

Manage your home loan with the Heartland Mobile App
Export and view transactions, check your balance, and more.
Back to top TOP