Term Loans

Most businesses have the need for longer term finance to help achieve business goals. A Heartland Bank Term Loan can be structured for land purchase, farm development, capital stock and equipment purchases. This longer term finance option can be easier to manage for farm related projects and may provide lower interest costs than seasonal loans.

Features and Benefits

  • Terms up to 25 years
  • Flexibility to change your repayment terms during the loan to suit your cashflow or seasonal income variations
  • Principal and interest or interest only loans
  • Fixed or variable interest rate options
  • Interest calculated daily and debited monthly
  • Negotiable balloon payments at the end of term

Click here to download our brochure.

How to apply

Applying for Heartland Bank finance is quick and easy. Call us on 0508 432 785.