Customer Stories

Realising expansion plans

Heartland Bank Rural Loans Customer Story

I wasn’t really planning on getting finance, but everything just seemed to fall into place this year.

I’m mainly a crop farmer, but also finish quite a few lambs over winter and have gradually been doing more and more. Last year went well – we did about 3,500 – and I was looking to increase the number this year. With store lambs costing approximately about $30 more a head this season, I started exploring different ways to finance the additional cost and Heartland Bank’s Open for Livestock product seemed to be the ideal solution.

I completed the application online in the evening, got a call first thing in the morning and had a bit of a chat about what I was looking for. A day later, a Heartland Bank rural manager came out to see me and get all the paperwork signed, and we were set to go.

It was such a simple and pleasant process, and it’s great to be able to expand the operation as planned.

- Martin Skurr, leasing approximately 320 hectares in Sheffield, Canterbury.

Common Questions

Our interest rates are based on your individual situation; this will range from 7.5% p.a to 16% p.a.
Your livestock invoice can be sent to [email protected]
The amount of time it takes to set up your loan account depends on how soon we receive your documentation back. Once received we will immediately set up your loan.

No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out.

When you apply online, a Rural Manager will call you to talk through your options including our fees, interest rate and documentation needed.

If your application is approved you will receive a loan document that once you accept and sign, will finalise your application.

You will not incur any fees until your first livestock invoice is paid by us.

We have offices and rural experts throughout the country, and we’re here to help with your livestock finance.

Email us at [email protected],

request a call back
or call us on 0800 87 50 50.

Interested in Livestock Finance?

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