Customer Stories

Alternative grazing solutions

Heartland Bank Rural Loans Customer Story

My brother Donald and I have been in a dairy grazing partnership for close to 20 years and normally it’s a fairly self-sustaining operation. However, every few years dairy farmers grow enough feed to look after the cattle themselves, so we purchase our own cattle to graze over winter. This year, we also decided to take on 350 yearling bulls to increase farm cashflow.

We asked our agronomics consultant who to speak to about financing the purchases, and he recommended Heartland Bank. He had a few clients who spoke highly of its Open for Livestock loan, so we decided to apply.

It was such an easy process and it didn’t take long at all – we filled out the application form out and were given the OK within a few days.

The Heartland Bank relationship managers we dealt with – Emily from mid-Canterbury and Ben from Christchurch – were terrific. We’d highly recommend working with them.

- Peter Mehrtens, owns a 507 hectare farm in Waimate, South Canterbury

Common Questions

Our interest rates are based on your individual situation; this will range from 7.5% p.a to 16% p.a.
Your livestock invoice can be sent to [email protected]
The amount of time it takes to set up your loan account depends on how soon we receive your documentation back. Once received we will immediately set up your loan.

No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out.

When you apply online, a Rural Manager will call you to talk through your options including our fees, interest rate and documentation needed.

If your application is approved you will receive a loan document that once you accept and sign, will finalise your application.

You will not incur any fees until your first livestock invoice is paid by us.

We have offices and rural experts throughout the country, and we’re here to help with your livestock finance.

Email us at [email protected],

request a call back
or call us on 0800 87 50 50.

Interested in Livestock Finance?

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