Business Call Account

A great place for your business funds

You work hard, now it's time your money did the same. Our Business Call Account helps you earn a competitive rate of interest on every dollar your business has with instant access should you need it.

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Business Call Account
On call
interest paid monthly
Grab this rate

Business funds on call when you need them

Unlimited withdrawals to one nominated account
No fees
Interest earned on every dollar
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Our other savings accounts

Looking for something else? Heartland Bank savings accounts are a great way for your business to make its money work harder. Here are a few options:

Heartland Saver
  • Withdraw money from your Heartland Savings account at any time
  • Interest calculated daily and paid monthly
  • Call us today on 0800 85 20 20
Heartland Savings Optimiser
  • Interest calculated daily and paid monthly
  • No fees when you give 30 days' notice of withdrawals
  • Call us today on 0800 85 20 20
View all rates

Why choose Heartland?


(Outlook Stable) Credit Rating from Fitch Ratings


for New Zealand


years' experience managing Kiwi's money

Questions? We have answers

You can apply or enquire for a Direct Call, Business Call and Term Deposit online. Once you’ve submitted your request online, a consultant from our Invest Direct team will contact you to finalise the details for your new account.

No, you don’t need to visit a branch. All banking activities can be done online and over the phone.

No, Heartland Bank became a registered bank in December 2012. We were the first New Zealand registered bank to be listed on the NZX Main Board.
No, the New Zealand Government does not guarantee deposits made by customers with any of the banks in New Zealand.
Heartland’s most recent credit rating (October 2017) is BBB (Outlook Stable) from Fitch Ratings. A rating of BBB from Fitch Ratings is ‘investment grade’. You can read more about our rating here.
Yes, Interest is calculated daily and paid out at the end of each month. This means you get interest for everyday the funds are in the account during that month.

View our Heartland Account & Service fee guide

View Service Fee Guide

Read our Credit Rating and find out how it relates to you

View Credit Rating

Go to our Documents and Forms page to view and download

View Documents & Forms

Summary of Terms & Conditions for our investment accounts

View Terms & Conditions

Can't find what you're looking for?

We have a great team standing by to answer any of your investment questions.

Contact us

Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
Rates are subject to change. Terms and conditions are available here.