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      `----'     ---`-'   `--'     `--'       `----'               `----'                                           \  ' ;  `--"
                                                                                                                     `--`


-->

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                width: calc((100%  - 60px) / 3);
            }

            .c-section-block--reverse-mortgage .c-section-block__asset {
                max-width: 100%;
            }

            .c-section-block--get-started {
                margin: 6rem 0;
            }

                .c-section-block--get-started .c-section-block__inner {
                    height: 34.5rem;
                    padding: 2rem;
                }

                .c-section-block--get-started .c-section-block__image {
                    margin: -4rem 0 -2rem;
                    max-height: 38rem;
                }

                .c-section-block--get-started .c-section-block__device {
                    display: flex;
                    flex-direction: column;
                    justify-content: center;
                    margin-left: 32rem;
                    margin-top: 0;
                }

                    .c-section-block--get-started .c-section-block__device > #app {
                        margin-top: 0;
                        max-width: 32rem;
                        width: 32rem;
                    }

            .c-section-block-icon--4x .c-section-block-icon__item {
                width: 23%;
            }
        }

        @media (max-width: 899px) {
            .diversity-inclusion .c-section-block__inner {
                flex-direction: column;
                padding-top: 1rem;
            }

            .diversity-inclusion .c-section-block__asset {
                max-width: 100%;
                margin-bottom: 3rem;
                margin-top: 0;
            }

            .diversity-inclusion .c-section-block__copy {
                max-width: 100%;
            }
        }

        @media (min-width: 1024px) {
            .hero-grid {
                grid-template-columns: auto 47rem;
                grid-template-rows: auto 1fr;
                column-gap: 5.5rem;
            }

            .c-section-block--reverse-mortgage .c-section-block__inner {
                grid-template-columns: auto 47rem;
                grid-template-rows: auto;
            }

            .c-section-block--reverse-mortgage .c-section-block__copy {
                grid-column: 1/2;
                grid-row: 1/2;
            }

            .c-section-block--reverse-mortgage .c-section-block__asset {
                grid-column: 2/3;
                grid-row: 1/2;
            }

            .c-section-block--get-started {
                margin: 7rem 0;
            }

                .c-section-block--get-started .c-section-block__inner {
                    height: 22rem;
                    padding: 2rem;
                }

                .c-section-block--get-started .c-section-block__image {
                    margin: -5.5rem 0 -2rem;
                    max-height: 29rem;
                }

                .c-section-block--get-started .c-section-block__device {
                    align-items: center;
                    flex-direction: row;
                    margin-left: 25.5rem;
                }

                    .c-section-block--get-started .c-section-block__device > #app {
                        margin-left: 3rem;
                    }

            .c-section-multi-products__inner-item {
                align-items: flex-start;
            }

                .c-section-multi-products__inner-item .c-section-multi-products__header {
                    margin-bottom: 3rem;
                }

            .c-section-block-icon__item:last-child,
            .c-section-block-icon__item:not(:last-child) {
                margin-bottom: 3.1rem;
            }

            .c-section-block-icon--4x .c-section-block-icon__item {
                margin-bottom: 4rem;
            }

            .c-section-block__sub-header {
                margin-bottom: 1rem;
            }

            .c-hero__update-header {
                margin-bottom: 2rem;
            }

            .v-text-field .v-input__control .v-input__slot {
                max-height: 4.8rem;
                min-height: 4.8rem;
            }

            .v-select .v-select__selections {
                padding: 8px 0;
            }

            .v-text-field--enclosed .v-input__append-inner {
                margin-top: 12px;
            }

            .diversity-inclusion .c-section-block__inner {
                padding-top: 30px;
            }

            .diversity-inclusion .c-section-block__para {
                margin-bottom: 50px;
            }
        }

        @media (min-width: 1071px) and (max-width: 1160px) {
            .top-nav > .nav-item > .nav-link {
                margin: 0 2px;
            }
        }


        @media (min-width: 768px) and (max-width: 1070px) {
            .page-header__logo-container {
                width: 100px;
            }

            .top-nav > .nav-item > .nav-link {
                margin: 0 2px;
                font-size: 14px;
            }
        }

        @media (min-width: 768px) and (max-width: 850px) {
            .top-nav > .nav-item > .nav-link {
                margin: 0;
                font-size: 12px;
            }
        }
    </style>
<style>

/*------------------------------------*\
  Browser compatibility fixes
\*------------------------------------*/

/*IE 8-11*/
.select__element::-ms-expand {
    display: none; /* remove default arrow in IE 10 and 11 */
}

.box-textInput {
    padding-bottom: 10px\0;
}

.business-loan-hero-application__container .box-textInput,
.livestock-finance-hero-application__container car-loans-hero-application__container .box-textInput {
    padding-bottom: 0px\0;
}

*::-ms-backdrop, .youchoose-video::before {
    display: none; /* remove top mask on IE11 */
}

@media (max-width:991px) {
    .why-heartland__figure,
    .application,
    .internet-help,
    .direct-call-funds,
    .direct-call-savings__card,
    .direct-call-savings__blurb {
        flex: none\0;
    }
}

@media screen and (max-width:991px) and (min-color-index:0) and(-webkit-min-device-pixel-ratio:0) {
    @media {
        .why-heartland__figure,
        .application,
        .internet-help,
        .direct-call-funds,
        .direct-call-savings__card,
        .direct-call-savings__blurb {
            flex: none !important;
        }
    }
}

/* Safari 10.1+ on iOS and desktop*/
@media not all and (min-resolution:.001dpcm) {
    @media {
        .why-heartland__figure,
        .application,
        .internet-help,
        .direct-call-funds,
        .direct-call-savings__card,
        .direct-call-savings__blurb {
            flex: none !important;
        }

        .box-textInput {
            padding-bottom: 0;
        }

        .business-loan-hero-application__container .box-textInput,
        .livestock-finance-hero-application__container .box-textInput {
            padding-bottom: 0;
        }

    }
}


/*------------------------------------*\
  End of Browser compatibility fixes
\*------------------------------------*/

</style>
<script>NS_CSM_td=299189390;NS_CSM_pd=275116665;NS_CSM_u="/clm10";NS_CSM_col="af_collector_logstream_10.110.1.60";</script><script type="text/javascript">function sendTimingInfoInit(){setTimeout(sendTimingInfo,0)}function sendTimingInfo(){var wp=window.performance;if(wp){var c1,c2,t;c1=wp.timing;if(c1){var cm={};cm.ns=c1.navigationStart;if((t=c1.unloadEventStart)>0)cm.us=t;if((t=c1.unloadEventEnd)>0)cm.ue=t;if((t=c1.redirectStart)>0)cm.rs=t;if((t=c1.redirectEnd)>0)cm.re=t;cm.fs=c1.fetchStart;cm.dls=c1.domainLookupStart;cm.dle=c1.domainLookupEnd;cm.cs=c1.connectStart;cm.ce=c1.connectEnd;if((t=c1.secureConnectionStart)>0)cm.scs=t;cm.rqs=c1.requestStart;cm.rss=c1.responseStart;cm.rse=c1.responseEnd;cm.dl=c1.domLoading;cm.di=c1.domInteractive;cm.dcls=c1.domContentLoadedEventStart;cm.dcle=c1.domContentLoadedEventEnd;cm.dc=c1.domComplete;if((t=c1.loadEventStart)>0)cm.ls=t;if((t=c1.loadEventEnd)>0)cm.le=t;cm.tid=NS_CSM_td;cm.pid=NS_CSM_pd;cm.ac=NS_CSM_col;var xhttp=new XMLHttpRequest();if(xhttp){var JSON=JSON||{};JSON.stringify=JSON.stringify||function(ob){var t=typeof(ob);if(t!="object"||ob===null){if(t=="string")ob='"'+ob+'"';return String(ob);}else{var n,v,json=[],arr=(ob&&ob.constructor==Array);for(n in ob){v=ob[n];t=typeof(v);if(t=="string")v='"'+v+'"';else if(t=="object"&&v!==null)v=JSON.stringify(v);json.push((arr?"":'"'+n+'":')+String(v));}return(arr?"[":"{")+String(json)+(arr?"]":"}");}};xhttp.open("POST",NS_CSM_u,true);xhttp.send(JSON.stringify(cm));}}}}if(window.addEventListener)window.addEventListener("load",sendTimingInfoInit,false);else if(window.attachEvent)window.attachEvent("onload",sendTimingInfoInit);else window.onload=sendTimingInfoInit;</script></head>
<body data-app="true">

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<header>
<script>
    var section = '';
</script>
<div class="fixed-top main-nav-container" date-test-id="desktop-nav">
<nav id="main-nav" class="main-nav" aria-label="Main navigation">
<div class="main-nav__inner">
<a href="/" class="page-header__logo-container" target>
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" data-test-id="heartland-header-logo" />
</a>
<ul class="top-nav" data-test-id="desktop-header-menu">
<li class="nav-item">
<a href class="nav-link nav-menu-link" onclick="return false;" data-test-id="main-nav-products">Ngā rawa</a>
<ul class="nav-menu">
<li class="nav-item nav-submenu-link">
<a href="/savings-and-deposits" class="nav-link" data-test-id="products-saving-and-deposits">Penapena & Kuhunga</a>
<ul class="nav-submenu">
<li class="nav-subitem">
<a class="nav-link" href="/savings-and-deposits/interest-rates" data-test-id="link-savings-and-deposits-interest-rates">Pāpātanga huamoni</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/savings-and-deposits/term-deposits" data-test-id="link-savings-and-deposits-term-deposits">Pūtea Penapena</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/savings-and-deposits/direct-call-account" data-test-id="link-savings-and-deposits-direct-call-account">Pūkete Direct Call</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/savings-and-deposits/notice-saver" data-test-id="link-savings-and-deposits-notice-saver">Notice Saver</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/youchoose" data-test-id="link-youchoose">YouChoose</a>
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<a class="nav-link" href="/savings-and-deposits/business-call-account" data-test-id="link-savings-and-deposits-business-call-account">Pūkete Business Call</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/savings-and-deposits/pie-fund" data-test-id="link-savings-and-deposits-pie-fund">Ngā tahua moni me te PIE</a>
</li>
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<a class="nav-link" href="/savings-and-deposits/#ofdquestions" data-test-id="link-savings-and-deposits-#ofdquestions">Ngā pātai auau</a>
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<a class="nav-link" href="/about-us/documents-and-forms" data-test-id="link-about-us-documents-and-forms">He puka</a>
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<a class="nav-link" href="/savings-and-deposits/credit-rating" data-test-id="link-savings-and-deposits-credit-rating">Pae taurewa</a>
</li>
</ul>
</li>
<li class="nav-item nav-submenu-link">
<a href="/reverse-mortgage" class="nav-link" data-test-id="products-reverse-mortgages">Mōkete Uara</a>
<ul class="nav-submenu">
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/what-is-a-reverse-mortgage" data-test-id="link-reverse-mortgage-what-is-a-reverse-mortgage">He aha te mōkete uara?</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/what-can-i-do-with-my-reverse-mortgage" data-test-id="link-reverse-mortgage-what-can-i-do-with-my-reverse-mortgage">He aha ngā mea ka taea mā taku taurewa?</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/customer-stories" data-test-id="link-reverse-mortgage-customer-stories">Ngā kōrero o ngā kiritaki</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/reverse-mortgage-calculator" data-test-id="link-reverse-mortgage-reverse-mortgage-calculator">Tātaihia taku taurewa</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/useful-resources" data-test-id="link-reverse-mortgage-useful-resources">He rauemi whai hua</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/interest-rates" data-test-id="link-reverse-mortgage-interest-rates">Pāpātanga me ngā utu</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/existing-customer-information" data-test-id="link-reverse-mortgage-existing-customer-information">Ngā kiritaki o nāianei</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/advisors" data-test-id="link-reverse-mortgage-advisors">Kaitohu</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/news" data-test-id="link-reverse-mortgage-news">He karere</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/partners" data-test-id="link-reverse-mortgage-partners">Te mahi tahi</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/reverse-mortgage/common-questions" data-test-id="link-reverse-mortgage-common-questions">Ngā pātai auau</a>
</li>
</ul>
</li>
<li class="nav-item nav-submenu-link">
<a href="/car-loans" class="nav-link" data-test-id="products-car-loans">Taurewa Waka</a>
<ul class="nav-submenu">
<li class="nav-subitem">
<a class="nav-link" href="/car-loans/faqs" data-test-id="link-car-loans-faqs">Ngā pātai auau</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/car-loans/insurance" data-test-id="link-car-loans-insurance">Inihua</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/car-loans/rates-fees-terms" data-test-id="link-car-loans-rates-fees-terms">Pāpātanga, utu &amp; here whakamahi</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/car-loans/insurance/rating-solvency" data-test-id="link-car-loans-insurance-rating-solvency">Pae me te whakaea nama</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/car-loans/ev-loans" data-test-id="link-car-loans-ev-loans">Taurewa Waka Hiko</a>
</li>
<li class="nav-subitem">
<form action="/Car/Car/Application" method="post">
<input type="hidden" name="onlineId" />
<input type="hidden" name="reCaptchaToken" class="reCaptchaToken" />
<input type="hidden" name="OriginWebPage" value="car-loans (/maori)" />
<button type="submit" id="tracking__car-loans__header__apply-now" class="c-button c-button--primary-three js-waitforrecaptchatoken" itemprop="url">Tonoa</button>
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</li>
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</li>
<li class="nav-item">
<a href="/business-loans" class="nav-link" data-test-id="products-business-loans">Taurewa Pakihi</a>
<ul class="nav-submenu">
</ul>
</li>
<li class="nav-item nav-submenu-link">
<a href="/home-loans" class="nav-link" data-test-id="products-home-loans">Taurewa Kāinga</a>
<ul class="nav-submenu">
<li class="nav-subitem">
<a class="nav-link" href="/home-loans/revolving-credit" data-test-id="link-home-loans-revolving-credit">Taurewa hurihuri</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/home-loans/repayments-calculator" data-test-id="link-home-loans-repayments-calculator">Tātaitai whakaea</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/home-loans/refinance-calculator" data-test-id="link-home-loans-refinance-calculator">Tātaitai whakatairite whakapūmau anō</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/home-loans/refinance-your-mortgage-with-heartland" data-test-id="link-home-loans-refinance-your-mortgage-with-heartland">Taurewa anō me Heartland</a>
</li>
<li class="nav-subitem">
<a class="nav-link" href="/home-loans/rates" data-test-id="link-home-loans-rates">Ngā pāpātanga me ngā utu</a>
</li>
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<a class="nav-link" href="/home-loans/faqs" data-test-id="link-home-loans-faqs">Ngā pātai auau</a>
</li>
</ul>
</li>
<li class="nav-item nav-submenu-link">
<a href="/rural-loans" class="nav-link" data-test-id="products-rural-loans">Taurewa Tuawhenua</a>
<ul class="nav-submenu">
<li class="nav-subitem"><a class="nav-link" href="/rural-loans/livestock-finance" data-test-id="link-rural-loans-livestock-finance">Taurewa Kararehe</a></li>
<li class="nav-subitem"><a class="nav-link" href="/rural-loans/sheep-beef-direct" data-test-id="link-rural-loans-sheep-beef-direct">Hipi &amp; Kau Tōtika</a></li>
<li class="nav-subitem"><a class="nav-link" href="/rural-loans/dairy-direct" data-test-id="link-rural-loans-dairy-direct">Huakau Tōtika</a></li>
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</ul>
</li>
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<a href class="nav-link nav-menu-link" onclick="return false;">Mō mātou</a>
<ul class="nav-menu">
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<a class="nav-link" href="/about-us">Mō mātou</a>
</li>
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<a class="nav-link" href="/about-us/history-of-heartland-bank">Ō mātou hītori</a>
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<a class="nav-link" href="/about-us/careers">Ngā mahi</a>
</li>
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<a class="nav-link" href="/about-us/news">He karere</a>
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</ul>
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<a class="nav-link" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
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<a href class="nav-link nav-menu-link" onclick="return false;">Āwhina</a>
<ul class="nav-menu">
<li class="nav-item nav-nonmenu-link" data-test-id="desktop-contact-us">
<a href="/contact-us" class="nav-link">Whakapā mai</a>
</li>
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<a href="/support" class="nav-link">Ngā momo tautoko</a>
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</ul>
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</li>
</ul>
<button id="mobile-hamburger" data-test-id="mobile-header-menu-open" class="
                    hamburger-menu
                    hamburger
                    hamburger--squeeze
                    hamburger-container" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
</div>
</nav>
</div>
<nav class="mobile-nav" aria-label="Mobile navigation" data-test-id="mobile-nav">
<div class="slider-menu js-slider-menu" data-test-id="mobile-header-menu">
<button id="mobile-hamburger" data-test-id="mobile-header-menu-close" class="
                    hamburger-menu
                    hamburger
                    hamburger--squeeze
                    hamburger-container
                    hamburger--close
                    is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text">Ngā rawa</a>
</li>
<li class="slider-menu__section-item section-item--savings">
<a class=" js-open-menu-deposits" data-test-id="products-saving-and-deposits">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Penapena &amp; Kuhunga</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-item section-item--reverse-mortgage">
<a class=" js-open-menu-seniors" data-test-id="products-reverse-mortgages">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Ngā Mōkete Uara</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-item section-item--car-loans">
<a class=" js-open-menu-cars" data-test-id="products-car-loans">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Taurewa Waka</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-item section-item--business-loans">
<a class=" js-open-menu-business" data-test-id="products-business-loans">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Taurewa Pakihi</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-item section-item--home-loans">
<a class=" js-open-menu-homeloans" data-test-id="products-home-loans">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Taurewa Kāinga</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-item section-item--rural-loans">
<a class=" js-open-menu-livestock" data-test-id="products-rural-loans">
<div class="row">
<div class="col-10"><p class="slider-menu__section-item-text my-auto">Taurewa Tuawhenua</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-mobile-app" data-test-id="products-mobile-app">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Taupānga waea</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--deposits js-slider-menu-deposits">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/savings-and-deposits" data-test-id="link-savings-and-deposits">Penapena &amp; Kuhunga</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/interest-rates" data-test-id="link-savings-and-deposits-interest-rates">Pāpātanga huamoni</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/term-deposits" data-test-id="link-savings-and-deposits-term-deposits">Pūtea Penapena</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/direct-call-account" data-test-id="link-savings-and-deposits-direct-call-account">Pūkete Direct Call</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/notice-saver" data-test-id="link-savings-and-deposits-notice-saver">Notice Saver</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/youchoose" data-test-id="link-youchoose">YouChoose</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/business-call-account" data-test-id="link-savings-and-deposits-business-call-account">Pūkete Business Call</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/pie-fund" data-test-id="link-savings-and-deposits-pie-fund">Ngā tahua moni me te PIE</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/#ofdquestions" data-test-id="link-savings-and-deposits-#ofdquestions">Ngā pātai auau</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/documents-and-forms" data-test-id="link-about-us-documents-and-forms">He puka</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/savings-and-deposits/credit-rating" data-test-id="link-savings-and-deposits-credit-rating">Pae taurewa</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--business js-slider-menu-business">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/business-loans" data-test-id="link-business-loans">Taurewa Pakihi</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--livestock js-slider-menu-rural">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon">
<i class="fa fa-chevron-left" aria-hidden="true"></i>
</span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/rural-loans" data-test-id="link-rural-loans">Taurewa Tuawhenua</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/rural-loans/livestock-finance" data-test-id="link-rural-loans-livestock-finance">Taurewa Kararehe</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/rural-loans/sheep-beef-direct" data-test-id="link-rural-loans-sheep-beef-direct">Hipi &amp; Kau Tōtika</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/rural-loans/dairy-direct" data-test-id="link-rural-loans-dairy-direct">Huakau Tōtika</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/rural-loans/term-loans" data-test-id="link-rural-loans-term-loans">Taurewa Tūmau</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/rural-loans/farm-transition-loan" data-test-id="link-rural-loans-farm-transition-loan">Taurewa Whakawhiti Pāmu</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--cars js-slider-menu-cars">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/car-loans" data-test-id="link-car-loans">Taurewa Waka</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/car-loans/faqs" data-test-id="link-car-loans-faqs">Ngā pātai auau</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/car-loans/insurance" data-test-id="link-car-loans-insurance">Inihua</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/car-loans/rates-fees-terms" data-test-id="link-car-loans-rates-fees-terms">Pāpātanga, utu &amp; here whakamahi</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/car-loans/insurance/rating-solvency" data-test-id="link-car-loans-insurance-rating-solvency">Pae me te whakaea nama</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/car-loans/ev-loans" data-test-id="link-car-loans-ev-loans">Taurewa Waka Hiko</a>
</li>
<li class="slider-menu__section-item">
<form action="/Car/Car/Application" method="post" style="padding: 1rem 2rem;">
<input type="hidden" name="onlineId" />
<input type="hidden" name="reCaptchaToken" class="reCaptchaToken" />
<input type="hidden" name="OriginWebPage" value="car-loans (/maori)" />
<button type="submit" id="tracking__car-loans__header__car-loans__apply-now" class="c-button c-button--primary-three js-waitforrecaptchatoken" itemprop="url">Tonoa</button>
<input type="hidden" name="as_sfid" value="AAAAAAVkdiKiXmuJvthGKfnc1KuYiie9TK4YdJyIZHTTuiqQwlU8mcLhbt7oOu9XDzHOBAxQtP6YEpjD5ggo9xzlBmPAttq0CTM-qRzwmAERg6sDb7utr_z_1GiH-2nhxDKJm8tfNJ8LjWTuFoAoaS2qLhgmxrgOBx4EXnLpn76mAh_4cg==" /><input type="hidden" name="as_fid" value="3577947395d3ed6fad9263ab36f1766d97c4ef51" /></form>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--seniors js-slider-menu-seniors">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/reverse-mortgage" data-test-id="link-reverse-mortgage">Mōkete Uara</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/what-is-a-reverse-mortgage" data-test-id="link-reverse-mortgage-what-is-a-reverse-mortgage">He aha te mōkete uara?</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/what-can-i-do-with-my-reverse-mortgage" data-test-id="link-reverse-mortgage-what-can-i-do-with-my-reverse-mortgage">He aha ngā mea ka taea mā taku taurewa?</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/customer-stories" data-test-id="link-reverse-mortgage-customer-stories">Ngā kōrero o ngā kiritaki</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/reverse-mortgage-calculator" data-test-id="link-reverse-mortgage-reverse-mortgage-calculator">Tātaihia taku taurewa</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/useful-resources" data-test-id="link-reverse-mortgage-useful-resources">He rauemi whai hua</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/interest-rates" data-test-id="link-reverse-mortgage-interest-rates">Pāpātanga me ngā utu</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/existing-customer-information" data-test-id="link-reverse-mortgage-existing-customer-information">Ngā kiritaki o nāianei</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/advisors" data-test-id="link-reverse-mortgage-advisors">Kaitohu</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/news" data-test-id="link-reverse-mortgage-news">He karere</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/partners" data-test-id="link-reverse-mortgage-partners">Te mahi tahi</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/reverse-mortgage/common-questions" data-test-id="link-reverse-mortgage-common-questions">Ngā pātai auau</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--homeloans js-slider-menu-homeloans">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/home-loans" data-test-id="link-home-loans">Taurewa Kāinga</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/revolving-credit" data-test-id="link-home-loans-revolving-credit">Taurewa hurihuri</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/repayments-calculator" data-test-id="link-home-loans-repayments-calculator">Tātaitai whakaea</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/refinance-calculator" data-test-id="link-home-loans-refinance-calculator">Tātaitai whakatairite whakapūmau anō</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/refinance-your-mortgage-with-heartland" data-test-id="link-home-loans-refinance-your-mortgage-with-heartland">Taurewa anō me Heartland</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/rates" data-test-id="link-home-loans-rates">Ngā pāpātanga me ngā utu</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/home-loans/faqs" data-test-id="link-home-loans-faqs">Ngā pātai auau</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--mobile-app js-slider-menu-mobile-app">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/mobile-app" data-test-id="link-mobile-app">Taupānga waea</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/new-user-access" data-test-id="link-new-user-access">New user access</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/mobile-app/how-to-guides" data-test-id="link-mobile-app-how-to-guides">How-to guides</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-company-info">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Mō mātou</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--company-info js-slider-menu-company-info">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/about-us" data-test-id="link-about-us">Mō mātou</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/history-of-heartland-bank" data-test-id="link-about-us-history-of-heartland-bank">Ō mātou hītori</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/careers" data-test-id="link-about-us-careers">Ngā mahi</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/diversity-and-inclusion" data-test-id="link-about-us-diversity-and-inclusion">Te kanorautanga me te whai wāhitanga</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/sponsorship" data-test-id="link-about-us-sponsorship">Tautāwhi</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/documents-and-forms" data-test-id="link-about-us-documents-and-forms">Ngā puka me ngā pepa</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/about-us/news" data-test-id="link-about-us-news">He karere</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Ngā kaiwhaipānga</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text js-open-menu-help">
<div class="row">
<div class="col-10"><p class="slider-menu__section-title-text my-auto">Āwhina</p></div>
<div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
</div>
</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
<div class="slider-menu slider-menu--help js-slider-menu-help">
<button id="mobile-hamburger" class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active" onclick="openCloseMenuSlider(event);">
<span class="hamburger-box">
<span class="hamburger-inner"></span>
</span>
</button>
<ul>
<li class="close-menu d-flex slider-menu__action-title">
<a class="page-header__logo-container" href="/">
<img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
</a>
</li>
<li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
<span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Whakamuri
</li>
<li class="slider-menu__section-item-heading
                        ">
<a href="/contact-us" data-test-id="link-contact-us">Whakapā mai</a>
</li>
<li class="slider-menu__section-item
                        ">
<a href="/support" data-test-id="link-support">Ngā momo tautoko</a>
</li>
<li>
<hr class="slider-menu__hr" />
</li>
<li class="slider-menu__section-title">
<a class="slider-menu__section-title-text" href="/">English</a>
</li>
<li class="slider-menu__section-title">
<a tabindex href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Takiuru</a>
</li>
<li class="slider-menu__section-title">
<div class="slider-menu__section-title--download">
<a class="c-app-link__item" href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
<a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</li>
</ul>
</div>
</nav>
</header>
<main id="mainContent" class="body-content">
<section class="c-section-block white-background home-hero">
<div class="c-section-block__inner hero-grid">
<h1 class="c-section-block__header">
Nau&nbsp;mai, haere&nbsp;mai<br/>
<span class="text-primary-one">Welcome to Heartland</span>
</h1>
<div class="c-section-block__copy">
<div class="c-section-block__para">
Nō Aotearoa tonu a Heartland Bank me āna whakahaere katoa. He mātotoru ōna hītori nō te 1875 rā anō.
E ū ana mātou kia nui ake te whakapau kaha a ō pūtea mōu mā ngā hōtaka matihiko e penapena wā ai koe.
</div>
</div>
<div class="c-section-block__asset">
<picture class="c-picture curve-bottom-left">
<source srcset="/Images/Corporate/homepage-hero-mobile.jpg?v=2024.4.18.1552-133578429420000000" media="(max-width: 767.98px)">
<source srcset="/Images/Corporate/homepage-hero-tablet.jpg?v=2024.4.18.1552-133578429420000000" media="(max-width: 1023.98px)">
<source srcset="/Images/Corporate/homepage-hero-desktop.jpg?v=2024.4.18.1552-133578429420000000">
<img class="c-picture__img-item  curve-bottom-left" src="/Images/Corporate/homepage-hero-tablet.jpg?v=2024.4.18.1552-133578429420000000" alt="Young family in the backyard of their new home. Enjoy your dream family home with Heartland&#39;s low home loan rates.">
</picture>
</div>
</div>
</section>
<section class="c-section-block c-section-block--get-started">
<div class="c-section-block__inner">
<img class="c-section-block__image" src="/Images/Corporate/get-started-phone.png" alt="Get started online" />
<div class="c-section-block__device">
<div>
<h2>
Kia tīmata i te ipurangi
</h2>
<p>
Māu anō e whakahaere ō mahi pēke mā te Taupānga Waea a Heartland.
Kōwhirihia tō momo taputapu i te rārangi heke kia ako tonu ai, kia tīmata ai anō hoki.
</p>
</div>
<div id="app" v-cloak>
<v-app>
<get-started :is-te-reo="true"></get-started>
</v-app>
<div class="mobile-app-banner-buttons" id="links">
<div class="c-section-block__button" id="desktop-link">
<a id="tracking__maori__get-started__log-in" class="c-button nowrap c-button--primary-two" href="https://digital.heartland.co.nz" target="_blank">Takiuru</a>
</div>
<div class="c-app-link c-app-link--reverse" id="store-link">
<div class="c-app-link__inner c-app-link__inner--mobile-app">
<div class="storelink_wrap" id="apple-store-link">
<a id="tracking__maori__get-started__apple-store-link" class="c-app-link__item " href="https://itunes.apple.com/nz/app/heartland-mobile-app/id1401756383" target="_blank">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-apple.svg" alt class="c-app-link__icon" style="width: 3rem">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
</p>
</div>
</a>
</div>
<div class="storelink_wrap" id="play-store-link">
<a id="tracking__maori__get-started__play-store-link" class="c-app-link__item " href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank">
<div class="c-app-link__item-inner">
<img src="/Images/Corporate/app-store-logo-google.svg?1" alt class="c-app-link__icon" style="width: 2.5rem">
<p class="c-app-link__copy">
<span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
<span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
</p>
</div>
</a>
</div>
</div>
</div>
<div class="c-section-block__button">
<a id="tracking__maori__get-started__learn-more" class="c-button nowrap c-button--secondary-one" href="/mobile-app">Ako atu</a>
</div>
</div>
</div>
</div>
</div>
</section>
<section class="c-section-multi-products__section">
<div class="c-section-multi-products__inner home-page-products">
<a id="tracking__$maori__home-hero-tile__notice-saver" class="c-section-multi-products__inner-item" href="/savings-and-deposits/notice-saver">
<div class="c-section-multi-products__left-container">
<h4 class="c-section-multi-products__header">PENA TŌMUA</h4>
<span class="c-section-multi-products__info">Kia whiwhi i te huamoni 5.75% i ia tau ki ō penapenanga</span>
</div>
<img class="c-section-multi-products__icon" src="/Images/Icons/purple/notice-saver.svg?v=2024.4.18.1552-133578429420000000" alt />
</a>
<a id="tracking__$maori__home-hero-tile__td" class="c-section-multi-products__inner-item" href="/savings-and-deposits/term-deposits">
<div class="c-section-multi-products__left-container">
<h4 class="c-section-multi-products__header">PŪTEA PENAPENA</h4>
<span class="c-section-multi-products__info">Kia whiwhi i te huamoni 6.30% i ia tau mō te 12 marama</span>
</div>
<img class="c-section-multi-products__icon" src="/Images/Icons/purple/term-deposit-purple.svg?v=2024.4.18.1552-133578429420000000" alt />
</a>
<a id="tracking__$maori__home-hero-tile__home-loans" class="c-section-multi-products__inner-item" href="home-loans">
<div class="c-section-multi-products__left-container">
<h4 class="c-section-multi-products__header">TAUREWA KĀINGA</h4>
<span class="c-section-multi-products__info">1 tau pūmau ki te 6.69% i ia tau</span>
</div>
<img class="c-section-multi-products__icon big-icon" src="/Images/Corporate/home-lender-canstar-2023.png?v=2024.4.18.1552-133578429420000000" alt />
</a>
</div>
</section>
<section class="c-section-block white-background diversity-inclusion">
<div class="c-section-block__inner">
<div class="c-section-block__asset">
<picture class="c-picture curve-bottom-left">
<source srcset="/Images/Corporate/Maori/diversity-mobile.jpg?v=2024.4.18.1552-133578429420000000 1x, /Images/Corporate/Maori/diversity-mobile-2x.jpg?v=2024.4.18.1552-133578429420000000 2x" media="(max-width: 767.98px)">
<source srcset="/Images/Corporate/Maori/diversity-tablet.jpg?v=2024.4.18.1552-133578429420000000 1x, /Images/Corporate/Maori/diversity-tablet-2x.jpg?v=2024.4.18.1552-133578429420000000 2x" media="(max-width: 1023.98px)">
<source srcset="/Images/Corporate/Maori/diversity-desktop.jpg?v=2024.4.18.1552-133578429420000000 1x, /Images/Corporate/Maori/diversity-desktop-2x.jpg?v=2024.4.18.1552-133578429420000000 2x">
<img class="c-picture__img-item  curve-bottom-left" src="/Images/Corporate/Maori/diversity-tablet.jpg?v=2024.4.18.1552-133578429420000000" srcset="/Images/Corporate/Maori/diversity-tablet-2x.jpg?v=2024.4.18.1552-133578429420000000 2x" alt>
</picture>
</div>
<div class="c-section-block__copy">
<h2 class="c-section-block__header">
Tō mātou takohanga ki a ngāi Māori
</h2>
<div class="c-section-block__para">
He wāhi motuhake, tūāpapa anō hoki tō ngāi Māori ki Aotearoa, ā, e mānawatia ana tērā e Heartland.
E ū ana mātou kia noho hei kaituku mahi ka kōwhirihia e ngāi Māori, me te tautoko hoki i ngā kaupapa Māori, tae ana ki te hōtaka ika tauhou o Manawa Ako.
Mā te hanga i tētahi wāhi mahi e rongo ai te Māori i te manaakitanga, e tōnui ai hoki, ā, e tūturu ai ia ki tōna ahurea, e mārama ake ai,
e urupare tika ai hoki ā mātou tāngata ki ā mātou kiritaki.
</div>
<div class="c-section-block__buttons mt-4">
<div class="c-section-block__button">
<a id="tracking__maori__home-page__diversity-inclusion__diversity-inclusion-link" class="c-button c-button--primary-two" href="/about-us/diversity-and-inclusion" target="_blank">Mō ētahi whakamārama anō</a>
</div>
</div>
</div>
</div>
</section>
<div class="c-section-block-icon  c-section-block-icon--4x f9f9ff-background">
<div class="c-section-block-icon__inner">
<h2 class="c-section-block-icon__header">He aha ngā āwhina ka taea e mātou?</h2>
<ul class="c-section-block-icon__items">
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__sd" class="c-section-block-icon__item-link" href="/savings-and-deposits">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-deposits.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Penapena & Kuhunga</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__rm" class="c-section-block-icon__item-link" href="/reverse-mortgage">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-reverse-mortgages.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Ngā Mōkete Uara</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__bl" class="c-section-block-icon__item-link" href="/business-loans">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-business-loans.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Taurewa Pakihi</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__hl" class="c-section-block-icon__item-link" href="/home-loans">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-home-loans.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Taurewa Kāinga</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__cl" class="c-section-block-icon__item-link" href="/car-loans">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-car-loans.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Taurewa Waka</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__rl" class="c-section-block-icon__item-link" href="/rural-loans">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-livestock.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Taurewa Tuawhenua</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__db" class="c-section-block-icon__item-link" href="/mobile-app">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-digital-banking.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Pēke Matihiko</h3>
</div>
</a>
</li>
<li class="c-section-block-icon__item ">
<a id="tracking__$maori__homepage__hs" class="c-section-block-icon__item-link" href="/support">
<img class="c-section-block-icon__item-img" src="/Images/Icons/icon-help-support.svg?v=2024.4.18.1552-133578429420000000" alt>
<div class="c-section-block-icon__item-header">
<h3 class="c-section-block-icon__item-header-title">Āwhina me te Tautoko</h3>
</div>
</a>
</li>
</ul>
</div>
</div>
<section class="c-section-block c-section-block--reverse-mortgage">
<div class="c-section-block__inner">
<div class="c-section-block__copy">
<h1 class="c-section-block__sub-header">Taurewa Uara</h1>
<h2 class="c-hero__update-header">Kia hāneanea tō tāokitanga</h2>
<p class="c-section-block__para">Tukuna te tūtanga i tō kāinga mā tētahi Mōkete Uara nā Heartland. Mānawatia te tāwariwari ā-pūtea, te motuhaketanga, me tētahi nohoanga ka kaingākautia e koe nōu e pupuri tonu ana, e noho tonu ana hoki ki tōu anō kāinga.</p>
<div class="c-section-block__buttons">
<div class="c-section-block__button">
<a id="tracking__homepage__what-is-rm" class="c-button nowrap  c-button--primary-two" href="/reverse-mortgage/what-is-a-reverse-mortgage">He aha te mōkete uara?</a>
</div>
</div>
</div>
<div class="c-section-block__asset home-page-section__asset">
<picture class="c-picture home-page-section__asset">
<source srcset="/Images/Corporate/rm-default.jpg?v=2024.4.18.1552-133578429420000000" media="(max-width: 767.98px)">
<source srcset="/Images/Corporate/rm-mobile.jpg?v=2024.4.18.1552-133578429420000000" media="(max-width: 1023.98px)">
<source srcset="/Images/Corporate/rm-desktop.jpg?v=2024.4.18.1552-133578429420000000">
<img class="c-picture__img-item  home-page-section__asset" src="/Images/Corporate/rm-mobile.jpg?v=2024.4.18.1552-133578429420000000" alt>
</picture> </div>
</div>
</section>
<div class="back-to-top-button js-back-to-top-button" aria-label="Scroll to Top">
<img class="back-to-top-button__img" src="/Images/Icons/icon-arrow-nav-white.svg" alt="Back to top">
<span class="back-to-top-button__para">TOP</span>
</div>
</main>
<footer class="l-footer">
<div class="l-footer__inner">
<nav class="l-footer__top" aria-label="Footer main navigation">
<div class="l-footer__item">
<h6 class="l-footer__header l-footer__header--desktop" data-target="#ourProducts">
Ngā rawa
</h6>
<button class="l-footer__header l-footer__header--btn" aria-expanded="false" data-toggle="collapse" data-target="#ourProducts">
Ngā rawa
<svg class="l-footer__header-icon" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1 1.53589L7 7.03589L0.999998 12.5359" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg>
</button>
<ul id="ourProducts" class="l-footer__list collapse" data-parent=".l-footer__top">
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/savings-and-deposits">Penapena &amp; Kuhunga</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/reverse-mortgage">Ngā Mōkete Uara</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/business-loans">Taurewa Pakihi</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/rural-loans">Taurewa Tuawhenua</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/car-loans">Taurewa Waka</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/home-loans">Taurewa Kāinga</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/personal-loans/rates-fees-terms">Taurewa Whaiaro</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/extend-consumer/rates-fees-terms">Heartland Whakaroa</a>
</li>
</ul>
</div>
<div class="l-footer__item">
<h6 class="l-footer__header l-footer__header--desktop" data-target="#usefulResources">
Rauemi whai hua
</h6>
<button class="l-footer__header l-footer__header--btn" aria-expanded="false" data-toggle="collapse" data-target="#usefulResources">
Rauemi whai hua
<svg class="l-footer__header-icon" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1 1.53589L7 7.03589L0.999998 12.5359" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg>
</button>
<ul id="usefulResources" class="l-footer__list collapse" data-parent=".l-footer__top">
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/support">Ngā momo tautoko</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/mobile-app/how-to-guides">Whakamarutanga ā-ipurangi</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/online-security">Ngā herenga tautohu whaiaro</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/id-requirements">Ine-koiora</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/biometrics">Waitohupuka</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/docusign">Te tiki atu i te puka pēke</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/bank-statement-retrieval">Ngā puka pēke ka whakaaetia</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/accepted-bank-statements">He puka</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/about-us/documents-and-forms">Ngā taumahatanga kāore i matapaetia</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/unforeseen-hardship">Kaupare Huna Moni</a>
</li>
<li class="l-footer__list-item">
<a class="l-footer__list-item-link" href="/about-us/anti-money-laundering-law">Kāri</a>
</li>
</ul>
</div>
<div class="l-footer__item">
<h6 class="l-footer__header l-footer__header--desktop" data-target="#companyInfo">
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