Term Loans

Most businesses have the need for longer term finance to help achieve business goals. A Heartland Bank Term Loan can be structured for land purchase, farm development, capital stock and equipment purchases. This longer term finance option can be easier to manage for farm related projects and may provide lower interest costs than seasonal loans.

Features and Benefits

  • Terms up to 25 years
  • Flexibility to change your repayment terms during the loan to suit your cashflow or seasonal income variations
  • Principal and interest or interest only loans
  • Fixed or variable interest rate options
  • Interest calculated daily and debited monthly
  • Negotiable balloon payments at the end of term

Brochure

Talk to us today

Applying for Heartland Bank finance is straightforward and easy. You know farming, we know farm finance. Let's chat.

Give us a call on 0800 432 700, email us at [email protected], or apply online.

Lending criteria, terms, conditions and fees apply.