Lifestyle Protection Insurance

Covers you in case you are unable to work because of unexpected events including life (death), illness, accident or redundancy. We offer protection that complements your financial decisions, so that you can relax and enjoy your new car. You simply choose the level of cover, how long you want to be covered for (policy term) and the monthly benefit you need to meet your individual circumstances.

Click here to download a copy of the Lifestyle Protection Insurance brochure.

Click here for Lifestyle Protection Insurance policy terms, conditions and exclusions.

Mechanical Breakdown Insurance*

Cover protects you in case your car has an unforeseen mechanical breakdown. Our policies are designed to help protect you and your vehicle against the cost of sudden or unforeseen breakdown. We provide cover for a wide range of mechanical and electrical parts, and help cover other costs, including 24-hour AA roadside assistance

Click here for Mechanical Breakdown Insurance policy terms and conditions.

Guaranteed Asset Protection Insurance(GAP)

Covers the difference (the GAP) between what your vehicle is worth and how much you owe– not just the value of the car! You can select either $5k or $10k cover. This means if your vehicle is written off or stolen there is potentially a shortfall between your Motor Insurance and the amount you still have to pay. For example, you have a $10k GAP cover - You owe $22,000 on your loan but your Motor Vehicle insurance claim payment is only $15,000, you will have a shortfall of $7,000 still to pay on your loan. This will be covered by the GAP insurance. Plus we will immediately pay you “out of pocket” expenses of $1000 – No receipts required!

Click here for Guaranteed Asset Protection (GAP) Insurance policy terms and conditions.

Motor Vehicle Insurance**

Cover for your car. In the event of an accident you know that you'll have the right level of protection to cover damages to your car and also any damages you may cause to someone else's car or property. Incudes cover while in use by you or anyone with your consent. You only pay for the cover you need and can include hire vehicle, no claims protection and select your own level of excess!

Click here to download a copy of the Motor Vehicle Insurance brochure.

Click here for Motor Vehicle Insurance policy terms and conditions.

Lifestyle Protection Insurance and Guaranteed Asset Protection are provided and underwritten by MARAC Insurance Ltd. For Rating and Solvency information click here.
*Mechanical Breakdown Insurance is provided by MARAC Insurance Ltd and underwritten by DPL Insurance Ltd.
**Motor Vehicle Insurance is administered by Crombie Lockwood and underwritten by QBE Insurance (Australia) Ltd.