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CAR LOANS

Maaate! What a rate.

7.95
%
p.a.
-
11.95
%
p.a.

If you’re looking to upgrade your vehicle, Heartland Bank’s interest rates and easy online application can help get you behind the wheel.

Whether it’s a family wagon, roadie runner, work ute, or even a boat – you can apply now and get a decision online.

7.95
%
p.a.
-
11.95
%
p.a.

What type of loan are you looking for?

Personal Loan

Ideal if you’re an individual or joint borrower looking to use your vehicle for personal use.

Business Loan

Suitable if you’re a sole trader, business, trust or partnership, using your car primarily for business operations.

Great rates and a decision in minutes

Rates from

7.95
%
p.a.
-
11.95
%
p.a.

Got questions?

For the full fee schedule, rates and terms click here.
Yes. Give our car loans team a call on 0800 85 30 30, and we’ll see what we can do to change your loan to suit your circumstances (there may be a fee to restructure your loan).
The security will be the car you’ve purchased, although we may ask for additional security and/or a guarantor.
Yes. If you want to increase the amount of your loan, give us a call on 0800 85 30 30. If approved, we can confirm this over the phone and you won’t need to fill in another loan application.
Yes. If you would like to know how much you can borrow before you go shopping for a car, you can apply for the loan as normal and, if approved, you can use the approval confirmation with any registered motor vehicle trader. If you’re purchasing from a private sale, we will pay the private seller on your behalf.

Ready to apply?

Let's get started. Answer some simple questions and we'll be in touch.

Search thousands of vehicles online at maracmarketplace.co.nz

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Heartland Bank is proud to own Marac, experts in motor finance for over 70 years.
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