Small business, big plans? We’ll help you get ahead of the game with a Small Business Loan application that’s simple and fast.
Complete the easy online application anytime, anywhere.
We'll get back to you with a decision in seconds.
If approved, the money could be in your account in a matter of days. That's fast!
Applying online is easy and we’ll get back to you quickly to let you know if your loan’s approved. We can then have the money in your account in a matter of days, so you can get on with your plans quick smart.
How much do you need? You can apply for an unsecured business loan up to $75,000 or a partially secured business loan up to $250,000.
From working capital to cashflow to business debt consolidation, we can help with all kinds of business finance. Our team of business lending experts will help find what works best for you.
"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."
Founder of NZ Entrepreneur,
Open For Business Customer
customers we have helped on their journey
for New Zealand
years' experience managing Kiwi's money
In general we will request business financials (if available) and 3 months of business bank statements.
If you are purchasing an existing business we will ask for the financials of the business being bought, a business plan, cash flow projections and 3 months of personal bank statements.
If you are starting a business we will request a business plan, cash flow projections and 3 months of personal bank statements. In some instances we may also ask if you have any freehold vehicles or tangible assets to use as security against the loan.
Unsecured rates from 9.50% p.a.
Lending criteria, terms, conditions and fees apply.