Plant And Equipment Loans

Fund the equipment your business needs now

What does your business need? We can help fund yellow goods bobcats, company vehicles, tractors, agricultural implements, cranes, forklifts and manufacturing equipment - even 3D printers, CNC machines and other tools.

Start your application

I would like to borrow:

I need the loan:

Please pick an option

Apply Now

Here's how it works

Complete the easy online application anytime, anywhere.

We'll get back to you with a decision in seconds.

If approved, the money could be in your account in a matter of days. That's fast!

Get Started

What we offer

  • Borrow against new or used goods

    100% finance available. We’ll work to suit your cash flow with seasonal payment structures and flexible terms of up to 5 years. We can even fund GST if needed.

  • A decision in seconds

    Applying online is easy and we’ll get back to you quickly to let you know if your loan’s approved. We can then have the money in your account in a matter of days, so you can get on with your plans quick smart.

  • No need to change your bank

    And no need to mortgage your home. Our fast and flexible finance works alongside your everyday banking to give you the freedom to manage your finances to suit your plant & equipment needs.

What our customers say

"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."

Richard Liew

Founder of NZ Entrepreneur,
Open for Business customer

Why choose Heartland?


customers we have helped on their journey


for New Zealand


years' experience managing Kiwi's money

Start your application

I would like to borrow:

My yearly business turnover is:

I need the loan:

Please pick an option

Apply Now

Questions? We have answers

Our secured rates start from 8% (p.a), however this rate can vary depending on a range of factors. Once you have completed the online application our lending specialists will discuss interest rates and repayments with you.
We don’t take residential property as security; we will look to use business assets instead such as vehicles or machinery as security.

Prefer to talk directly to one of our business specialists?