From cleaning, mowing, gardening and courier runs to accountancy and professional services – whatever the franchise, our simple, fast online application could help.
Complete the easy online application anytime, anywhere.
In just a few seconds we'll get back to you with a decision.
If approved, the money could be in your account in a matter of days.
With a hassle-free application and a quick decision, there’s nothing holding you back. Need to borrow more? We offer partially secured loans up to $250,000.
Applying online is easy and we’ll get back to you quickly to let you know if your loan’s approved. We can then have the money in your account in a matter of days, so you can get on with your plans quick smart.
And no need to mortgage your home. Our fast finance works alongside your everyday banking to give you the freedom to manage your finances to suit your needs.
"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."
Founder of NZ Entrepreneur,
Open for Business customer
When you get a business loan from Heartland, you don’t have to move your other banking to us. We’re happy for you to stay with your main bank for your day-to-day banking needs.
businesses funded, and counting
lent to small businesses
experience managing Kiwis' money
1. In general we will request business financials (if available) and 3 months of business bank statements.
2. We need to be able to establish a debt servicing position and interest rates vary from 9.5% to 16% (p.a.) depending on your credit score and the serviceability of the loan.
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