Business Blog

Research and insights to empower you with the knowledge you need to make more informed decisions around your finances.

What’s the process of getting a business loan in New Zealand?

14 June 2022 by Heartland Bank

We’ve pulled together a step-by-step guide, breaking down the typical process of getting a business loan in New Zealand.

Coping with extreme growth: 4 tips for your small NZ business

15 June 2021 by Heartland Bank

Struggling to keep up with the pace at which your small business is growing? Have a look at these four tips.

3 benefits of outsourcing accounting for small businesses

18 March 2021 by Jess Tomlinson

For small and time-poor businesses, it might be worthwhile outsourcing your accounting and bookkeeping work. Here are some of the potential benefits of doing so.

What type of funding is right for my business?

10 March 2021 by Heard

There are a number of ways to fund business growth – such as bootstrapping, getting a grant, offering equity or taking out a business loan.

5 things small businesses should do when applying for a loan

21 January 2021 by Jess Tomlinson

Applying for a business loan can be tricky, especially for small businesses. Here are some tips to remember when you’re looking into business finance.

Can I change my business loan repayments?

21 October 2020 by Jess Tomlinson

Changing your business loan repayments isn’t always simple, but we’re making it easier. Here’s Heartland’s solution to help you free up cashflow.

Customer relationships that outlast the COVID-19 crisis

07 May 2020 by Nicola Foley

Keeping in touch with your customers during COVID-19 is as important as always – if you don’t, it may be harder to win them back down the road.

Reassess your business for recovery

28 April 2020 by Heartland Bank

COVID-19 has brought with it new challenges for small businesses. However, it may also present opportunities for businesses to grow and adapt.

Tips on working from home during the lockdown

22 April 2020 by Heartland Bank

Suddenly being forced to adopt a remote work operation during the COVID-19 lockdown can be a difficult culture change.

Keep your cashflow as healthy as possible during the lockdown

30 March 2020 by Heartland Bank

COVID-19 has been disruptive for businesses, especially for those that have been so busy, they haven’t had time to plan for the down times.

Support for COVID-19 affected businesses

19 March 2020 by Heartland Bank

The Government has increased its economic support to help all New Zealanders affected by COVID-19 to get through the challenging times.

What is a working capital loan?

10 January 2020 by Heartland Bank

Businesses need to have enough cash on hand to pay suppliers and employees. A working capital loan can be used to help you out with these challenges.

What is cash flow forecasting?

10 January 2020 by Heartland Bank

Regardless what size your business is, understanding your cash flow is key to helping you plan for the future.

How to improve cash flow

10 January 2020 by Heartland Bank

Understanding cash flow can be the key factor in the success of your business, but it can end up at the bottom of the to do list.

Make tax time less taxing

10 January 2020 by Heartland Bank

The end of the financial year can sneak up quickly, leaving last-minute work to do. Here are some tips that could save you time, stress or even money.

TOP