Research and insights to empower you with the knowledge you need to make more informed decisions around your finances.
5 things small businesses should do when applying for a loan
Applying for a business loan can be tricky, especially for small businesses. Here are some tips to remember when you’re looking into business finance.
Can I change my business loan repayments?
Changing your business loan repayments isn’t always simple, but we’re making it easier. Here’s Heartland’s solution to help you free up cashflow.
Customer relationships that outlast the COVID-19 crisis
Keeping in touch with your customers during COVID-19 is as important as always – if you don’t, it may be harder to win them back down the road.
Reassess your business for recovery
COVID-19 has brought with it new challenges for small businesses. However, it may also present opportunities for businesses to grow and adapt.
Tips on working from home during the lockdown
Suddenly being forced to adopt a remote work operation during the COVID-19 lockdown can be a difficult culture change.
Keep your cashflow as healthy as possible during the lockdown
COVID-19 has been disruptive for businesses, especially for those that have been so busy, they haven’t had time to plan for the down times.
Support for COVID-19 affected businesses
The Government has increased its economic support to help all New Zealanders affected by COVID-19 to get through the challenging times.
What is a working capital loan?
Businesses need to have enough cash on hand to pay suppliers and employees. A working capital loan can be used to help you out with these challenges.
What is cash flow forecasting?
Regardless what size your business is, understanding your cash flow is key to helping you plan for the future.
How to improve cash flow
Understanding cash flow can be the key factor in the success of your business, but it can end up at the bottom of the to do list.