Business Blog

Changing your business loan repayments isn’t always a simple process, but we’re making it easier. Here’s Heartland’s solution to help you free up cashflow.

Keeping in touch with your customers during this time is as important as it was before the virus reached our shores – if you neglect to keep in touch, you may have to work harder to win them back when your business reopens.

COVID-19 has introduced new challenges which have had significant impacts for small businesses so far. However, it may also present new opportunities for growth, especially for businesses keen to review, adapt and make positive changes.

Suddenly being forced to adopt a remote work operation during the COVID-19 lockdown can be a difficult culture change.

At Heartland, we’re well aware how disruptive such an unprecedented crisis is for a business, especially if you have been so busy, you haven’t had time to plan for the down times.

The Government has increased its economic support to provide a $12.1 billion package to help all New Zealanders affected by the COVID-19 virus to get through the challenging times.

As a business owner, you need to ensure that your business has enough cash on hand to pay your suppliers and employees. A working capital loan can be used to help you out with these challenges and more.

Regardless what size your business is, understanding your cash flow is key to helping you plan for the future.

Understanding cash flow can be the key factor in the success of your business, but it can end up at the bottom of the to do list.

For many, 31 March is the end of the financial year. Often it sneaks up quickly, leaving a lot of last-minute work to do. Taking the right steps ahead of time, however, could save a great deal of time, stress and even some money.