Research and insights to empower you with the knowledge you need to make more informed decisions around your finances.
Can I change my business loan repayments?
Changing your business loan repayments isn’t always a simple process, but we’re making it easier. Here’s Heartland’s solution to help you free up cashflow.
Customer relationships that outlast the COVID-19 crisis
Keeping in touch with your customers during this time is as important as it was before the virus reached our shores – if you neglect to keep in touch, you may have to work harder to win them back when your business reopens.
Reassess your business for recovery
COVID-19 has introduced new challenges which have had significant impacts for small businesses so far. However, it may also present new opportunities for growth, especially for businesses keen to review, adapt and make positive changes.
Tips on working from home during the lockdown
Suddenly being forced to adopt a remote work operation during the COVID-19 lockdown can be a difficult culture change.
Keep your cashflow as healthy as possible during the lockdown
At Heartland, we’re well aware how disruptive such an unprecedented crisis is for a business, especially if you have been so busy, you haven’t had time to plan for the down times.
Support for COVID-19 affected businesses
The Government has increased its economic support to provide a $12.1 billion package to help all New Zealanders affected by the COVID-19 virus to get through the challenging times.
What is a working capital loan?
As a business owner, you need to ensure that your business has enough cash on hand to pay your suppliers and employees. A working capital loan can be used to help you out with these challenges and more.
What is cash flow forecasting?
Regardless what size your business is, understanding your cash flow is key to helping you plan for the future.
How to improve cash flow
Understanding cash flow can be the key factor in the success of your business, but it can end up at the bottom of the to do list.