Get the best on call rate in town
Our Direct Call Account offers the market-leading on call interest rate with no monthly fees - so plant your hard-earned money and watch your savings grow.

Welcome to doing things differently
Heartland has been helping Kiwis with their finances since 1875. We’ve evolved a lot along the way, but our commitment to doing things differently hasn’t changed.
In everything we do, our aim is to make it as easy as possible for you to manage your money from wherever you are – so you can spend more time on the things that matter.
Live a more comfortable retirement
Release equity from your home with a Heartland Reverse Mortgage. Enjoy financial flexibility, independence and a lifestyle you love while continuing to own and live in your home.

Keeping your
details safe
Your security is as important to us as it is to you. We work hard to keep your details safe and have data encryption, password protections and other privacy and data security technology and processes in place to keep you safe.
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Two-layer data encryption
Sensitive data through the app is encrypted twice to protect your banking details
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Fingerprint identification
Log into the app securely with unique fingerprint ID on supported devices
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Session timeout
You’ll be logged out of the app when it’s not in use
