Product Terms and Conditions
Heartland Bank's current Disclosure Statement and Account and Service General Terms and Conditions are available here.
Rates are subject to change without notice.
Term Deposits
- Interest payment frequency varies according to term and investment amount
- Minimum deposit $1,000, maximum deposit $5,000,000
- Heartland Bank's Term Deposits Product Fact Sheet is available here
Direct Call Account
- No fees
- Unlimited withdrawals to one nominated account
- Interest compounded monthly
- No minimum deposit, maximum deposit $5,000,000
Digital Saver Account
- Unlimited withdrawals to one nominated account
- From 2024, one free digital self-service withdrawal per month. Each subsequent digital self-service withdrawal will be $4
- $10 fee for each staff-assisted withdrawal
- Interest compounded monthly
- Heartland Bank’s Digital Saver Product Fact Sheet is available here
Business Call Account
- No fees
- Unlimited withdrawals to one nominated account
- Interest compounded monthly
- No minimum deposit, maximum deposit $5,000,000
Notice Saver
- No set-up, transaction or maintenance fees
- Interest compounded monthly
- No minimum deposit, maximum balance of $5,000,000
- 32 or 90 days’ notice required for withdrawal
- Withdrawals to one nominated account
- Heartland Bank’s Notice Saver Product Fact Sheet is available here
Heartland Everyday Account
- Interest compounded monthly
- No minimum deposit. $5,000,000 maximum deposit
- Service fees may apply - refer to Account and Service Fee Guide
Heartland Term PIE
- Interest paid quarterly
- $1,000 minimum deposit. $5,000,000 maximum deposit
- Service fees may apply - refer to Account and Service Fee Guide
- Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here
Heartland Cash PIE
- No fees
- Interest compounded monthly
- $1,000 minimum deposit. $5,000,000 maximum deposit
- Heartland Bank's Cash and Term PIE Fund Product Fact Sheet is available here
