Applications for a Reverse Mortgage are subject to our normal lending criteria, which includes a valuation. Full terms and conditions will be included in any loan offer. Apply for a reverse mortgage between 00.01am on Tuesday 07 July 2026 and 11:59 pm on Friday 07 August 2026, quoting “SPRINGAHEAD” in your application, and settle the loan by 5:00pm on Wednesday 30 September 2026, and we’ll waive the $920 arrangement fee.
How can we help?
New Reverse Mortgage application
If you are new to Heartland and wish to apply for a Reverse Mortgage, please select apply here.
Cash Reserve request
If you already have a Reverse Mortgage and wish to draw funds from an existing account, please apply here.