Loan fees
| Refinance fee |
$98 |
|
We will charge you this fee
if you apply for an increase
to your existing loan,
including approval and acceptance.
|
| Variation fee |
$98 |
|
We will charge you this fee
if we vary the terms of your mortgage.
|
| Discharge fee |
$25 |
|
We will charge you this fee to release
your mortgage once your loan is repaid.
|
Collections
| Recovery costs |
|
We will charge you any costs charged
by third parties relating to your loan
or the loan documents (e.g. legal fees).
We can provide copies of the invoices on request.
|
Fees and costs added to loan balance
If we charge you any of the above fees or costs,
we will add that amount to the amounts owing.
That means we will charge interest on that amount until you pay it.
Default interest rates
If you do not pay an amount when it is due,
then we will charge you interest
at a default interest rate of 2% per annum
above the current interest rate.
You can view Heartland Bank's latest Disclosure Statement
here.
Loan details