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Welcome to doing things differently

At Heartland Bank, we’re on a mission to improve the lives of Kiwis by making money work for them. We believe banking shouldn’t be hard. We’re always working to integrate innovative new technology that enables you to live and bank the way you want.

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Heartland fee changes

From time to time, Heartland reviews the fees for each of its consumer credit lending products to ensure that these charges are reasonable. Recently, Heartland completed a review and some of its fees have been updated.

All fee changes were effective from 11 December 2020.

See the summary of fee changes below. Please note that many of these fees may not apply for all Heartland customers and are only payable in certain circumstances.

Heartland Reverse Mortgage, Home Loan, YouChoose, Consumer and Personal loan fee changes

Farm Transition Loan fee changes


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