Heartland Investment Rates

Negotiated rates are available for amounts over $250,000. Please call us on 0800 85 20 20 for a quote.

Term Deposit Interest Rates as at 3 February 2012.

Heartland Term Deposit interest rates for new investors.

Term Under $20,000 $20,000 and Over Interest frequency
30 days 4.15 4.25 On maturity
60 days 4.15 4.25 On maturity
90 days 4.50 4.50 On maturity
6 mths 4.65 4.75 Quarterly
9 mths 4.90 5.00 Quarterly
12 mths 5.25 5.25 Quarterly
18 mths 5.25 5.35 Quarterly
2 years 5.55 5.65 Quarterly
3 years 5.85 5.95 Quarterly
4 - 5 years 6.15 6.25 Quarterly

Savings & Transactional Account Interest Rates as at 3 February 2012.

Amount Interest rate
Heartland Call Deposit
(Savings on call)
Under $50,000 3.25
Over $50,000 3.75
Current Account Saver
(Savings on call. Negotiated rates available for amounts over $250,000)
Up to $999 0.75
$1,000 to $4,999 1.50
$5,000 to $9,999 2.50
$10,000 to $249,999 2.75
Netsaver
(Savings on call. Internet/phone access only)
All balances 4.00

 What you need to know about Heartland Deposits

  • Heartland Building Society comprises the former businesses of CBS Canterbury, MARAC, PGG Wrightson Finance and Southern Cross Building Society. All Heartland Deposits are issued by Heartland Building Society.
  • A "past maturity rate" of 1.50% p.a. may apply to Term Deposits which are not reinvested or repaid on their maturity date.
  • These rates are subject to change. Minimum investment $1000. For investments of $250,000 or more, negotiated rates may be available.
  • Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor's.
  • For further details about Heartland Deposits, or our credit rating, see Heartland Building Society's Investment
    Statement, available here or by calling 0800 85 20 20.