Heartland Boost Saver

Kick-start your savings

The Heartland Boost Saver is an ideal way to save with a great rate for an initial four month term. With a minimum deposit of just $1,000 you get a healthy 3.25% p.a. boost to your savings for four months, after which your funds are available in a flexible, instant access call account.

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First receive
for 4 months. Interest paid on maturity.

Then funds on call. Interest monthly.
Current rate at 3.00%* P.A.
Grab this offer

Compare 4 month term deposit rates

3.25% p.a.
3.00% p.a.
2.00% p.a.
0.75% p.a.
2.95% p.a.

Information sourced from interest.co.nz on 22/05/2018. Comparisons shown are products with features closest to Heartland's 4 month Term Deposit, i.e. has a term of four months and a minimum deposit of $1000 (note the rates shown for each bank above are based on the interest rate available for the lowest minimum deposit on a 4 month term deposit).

Apply online

Here's how it works

Lock your savings away in a 4 month term deposit and boost your interest with a great rate of 3.25% p.a.
Your money will still work hard after the first 4 months in an instant access account at an interest rate of 3.00% p.a.
Your instant access account will have no fees, charges or penalties for accessing your savings. Easy.

Start your Boost Saver application

4 months
3.25% p.a.

Rates are subject to change without notice.

Not quite right for you?
Check out our other savings accounts.

Looking for something else? Heartland Bank savings accounts are a great way to put aside your money and save for your goals. Here are a few options:

Heartland Direct Call
  • Unlimited withdrawals to one nominated account
  • Interest earned on every dollar
  • No Fees
Learn more Learn more
Term Deposits
  • Choose to invest from 30 days to five years
  • Tiered interest rates: the more you deposit, the more you earn
  • No Fees
Learn more Learn more
View all rates

Why choose Heartland?


(Outlook Stable) Credit Rating from Fitch Ratings


for New Zealand


years' experience managing Kiwi's money

Questions? We have answers

The 3.00% (p.a) rate for the on call account is not guaranteed and is subject to change at any time. Should the interest rate change however your account will still maintain a rate higher than our standard Direct Call interest rate.

The minimum deposit amount is $1000.

You are able to request an Early Full or Partial Break, please call our Investment Team on 0800 85 20 20.

The Boost Saver converts to a high interest earning call account after a 4 month term deposit at the rate of 3.25% (p.a.). It offers the same features as the Direct Call account which has no fees & unlimited withdrawals to one nominated account while having a higher interest rate.

View our Heartland Account & Service fee guide

View Service Fee Guide

Read our Credit Rating and find out how it relates to you

View Credit Rating

Go to our Documents and Forms page to view and download

View Documents & Forms

Summary of Terms & Conditions for our investment accounts

View Terms & Conditions

Can't find what you're looking for?

We have a great team standing by to answer any of your investment questions.

Contact us

Talk to our friendly staff about the right option for you, or click here for a copy of our latest Disclosure Statement, brochures, product fact sheets and application forms.
*Rates are subject to change. Terms and conditions are available here.