New Zealand Young Farmers

We have teamed up with
New Zealand Young Farmers

We bring young farmers access to a fast and simple online finance service for all livestock needs. If you are looking to buy livestock but need finance, we can provide you up to 100% of the livestock purchase price. You can arrange your livestock finance ahead of time, allowing you to buy livestock at the right time for the right price.

Apply for finance

Why do Kiwi farmers choose
Heartland Livestock Finance?

  • 100% finance available for stock purchases.

  • No repayments until the stock are sold.

  • Security is only taken over the livestock purchased so your existing finance and security arrangements with your bank are not impacted.

  • You are free to use any stock agent or purchase method you choose to acquire and sell the stock.

  • Your livestock facility can be used for trading or finishing purposes.

  • It’s fast and simple to put in place.

  • The facility is revolving credit and once repaid can be used to purchase more stock.

How it works

Apply online

Apply online by completing the simple 3 step application process and you will get an answer in minutes.

We will call you

One of our livestock experts will call you within one business day to confirm the details of your application.

Find your stock

Find the stock you want to purchase, using any stock agent or purchase method you choose. Send us the invoice and we pay it directly to the stock agent or vendor. Following sale of the stock, you’ll receive the sale value less the purchase price, fees, costs and accrued interest.

Ready to get started?

I would like to borrow:

I want to buy:

I am borrowing as:

Common Questions

No, the online application is one part of the process designed to reduce the amount of paperwork you need to fill out.

When you apply online, a Rural Manager will call you to talk through your options including our fees, interest rate and documentation needed.

If your application is approved you will receive a loan document that once you accept and sign, will finalise your application.

You will not incur any fees until your first livestock invoice is paid by us.

Our interest rates are based on your individual situation; this will range from 7.5% p.a to 16% p.a.

Your livestock invoice can be sent to rural@heartland.co.nz
The amount of time it takes to set up your loan account depends on how soon we receive your documentation back. Once received we will immediately set up your loan.

We have offices and rural experts throughout the country, and we’re here to help with your livestock finance.

Email us at openforlivestock@heartland.co.nz,

request a call back
or call us on 0800 87 50 50.

Interested in Livestock Finance?

Apply for livestock finance online or even over the phone and we'll have an answer in seconds.