Skip to main content

Calculate how much you could borrow

Use our calculator to figure out how much you could afford to borrow for your home. Choose whether you’d like to use expense estimates (based on your income and dependants), or manually enter your own to get a more accurate calculation.

This calculator is a guide only and based on the information provided by you. It’s not an offer of finance by Heartland. Calculations are based on a term loan with a standard, fixed annual interest rate for the full term. If we have estimated your expenses then they are based on the living costs for a household of your size. Any home loan application is subject to full lending criteria, terms, interest rates and fees apply.