We understand that managing a steady flow of cash can be stressful for some small business owners. A small business loan from Open for Business could help you:
Apply for the working capital you need to develop your business. With finance ready to go, we could help you to top up your cash flow to make the most of all your opportunities.
Complete the easy online application anytime, anywhere.
In just a few seconds we'll get back to you with a decision.
If approved, the money could be in your account in a matter of days.
Applying online is easy and we’ll get back to you quickly to let you know if your loan’s approved. We can then have the money in your account in a matter of days, so you can get on with your plans quick smart.
How much do you need? You can apply for an unsecured working capital loan up to $75,000 or a partially secured loan facility up to $250,000.
From asset finance to business debt consolidation, we can help with all kinds of business finance. Our team of business lending experts will help find what works best for you.
"The online application was easy ... It's great finding a bank that walks the talk and is there to help entrepreneurs like us."
Founder of NZ Entrepreneur,
Open for Business customer
When you get a business loan from Heartland, you don’t have to move your other banking to us. We’re happy for you to stay with your main bank for your day-to-day banking needs.
businesses funded, and counting
lent to small businesses
experience managing Kiwis' money
1. In general we will request business financials (if available) and 3 months of business bank statements.
2. We need to be able to establish a debt servicing position and interest rates vary from 9.5% to 16% (p.a.) depending on your credit score and the serviceability of the loan.
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