Since the late 1800's, Heartland Bank has been part of the fabric of rural New Zealand. As farming has evolved, we have grown and changed to meet farmers' needs.
Today at Heartland Bank, we use this experience to help you sustain and grow your business with an innovative range of finance, working and seasonal capital solutions**.
We have a full range of finance options available, and will tailor-make a solution for you rather than providing you with an off the shelf answer.
Delivers you the flexibility to release cash flow now, on new born calves or lamb.
Gives you the flexibility to purchase trading livestock now, to take advantage of seasonal opportunities, making no repayments for up to 12 months.
Have the ability to make purchases of goods and services from PGG Wrightson now and make no repayments for up to 12 months.
Purchase stock now to take advantage of seasonal opportunities.
Frees up capital that can be used for further investment in your farming business.
Purchase stock and take advantage of seasonal feed surpluses, sharemilking or farm leasing opportunities.
Buy the machinery you need to keep your business running smoothly.
Access to cash flow through a credit facility which you can use to cover ongoing farm operational expenses.
Longer term finance for land purchase, farm development, capital stock and equipment purchases.
** Lending criteria, fees and charges apply.