Since the late 1800's, Heartland Bank has been part of the fabric of rural New Zealand. As farming has evolved, we have grown and changed to meet farmers' needs.
Today at Heartland Bank, we use this experience to help you sustain and grow your business with an innovative range of finance, working and seasonal capital solutions**.
We have a full range of finance options available, and will tailor-make a solution for you rather than providing you with an off the shelf answer.
Purchase stock now to take advantage of seasonal opportunities.
Frees up capital that can be used for further investment in your farming business.
Purchase stock and take advantage of seasonal feed surpluses, sharemilking or farm leasing opportunities.
Buy the machinery you need to keep your business running smoothly.
Access to cash flow through a credit facility which you can use to cover ongoing farm operational expenses.
Longer term finance for land purchase, farm development, capital stock and equipment purchases.
** Lending criteria, fees and charges apply. Rural finance and lending services are provided by MARAC Finance Limited, a subsidiary of Heartland Bank.