Plant and Machinery Finance

Finance without using your private home as security

All farms need good equipment to function efficiently, and we can help you buy the machinery you need to keep your business running smoothly. This means you can achieve productivity gains straight away, and you will be less likely to face disruption to your business through mechanical failure. Heartland Plant and Machinery Finance can be used to:

• Purchase farm machinery, irrigation, plant or vehicles
• Reduce loan commitments through refinancing or consolidation Borrow money against existing assets
  

Features and Benefits

• Usually the only security required is your plant or machinery
• Terms 12 months to 5 years
• Flexibility to change your repayment terms during the loan to suit your cashflow or seasonal income variations
• Principal and interest loan payments
• Interest calculated daily and debited monthly
• Negotiable balloon payments at the end of term

Click here to download our brochure.

How to apply

To contact your local Rural Manager, click here. Alternatively, fill in our online contact form and we’ll get in touch, or you can call us on 0508 432 785.

Working out the numbers

Use our loan repayments calculator to estimate loan repayments.

Lending criteria, fees and charges apply. Rural finance and lending services are provided by MARAC Finance Limited, a subsidiary of Heartland Building Society.