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Website Terms of Use

Heartland Bank welcomes you to this website. By viewing the pages of our website you acknowledge that you have read and have accepted these Website Terms of Use and our Privacy Policy.

1. Purpose

  • 1.1 The purpose of these Terms of Use is to explain to the customer the terms and conditions on which they visit and use this website. Please read these Terms of Use carefully before using the Heartland Bank website.
  • 1.2 These Terms of Use are to be read in conjunction with the Heartland Bank Privacy Policy.
  • 1.3 By accessing the Heartland Bank website, you indicate that you have read and agreed to these Terms of Use and the Privacy Policy.
  • 1.4 It is a condition of your use of this website that you observe the Terms of Use at all times.

2. Information on Website

  • 2.1 The information on this website has been provided by Heartland Bank for informational purposes. Heartland Bank does not warrant the accuracy or completeness of the materials on this website. Heartland Bank does not accept any liability for any loss or damage directly or indirectly arising from any information contained on this website.
  • 2.2 Heartland Bank may at any time change the information available on this website, without notice, including discontinuing all or any aspects of this site. Heartland Bank will not be liable for any loss or damage which may arise directly or indirectly as a result of such changes.
  • 2.3 No content on this website can or may change any contract for products or services that you may have with Heartland Bank.
  • 2.4 When transmitting your personal information over this site, you should remember that the internet is not a secure environment.
  • 3.1 If Heartland Bank has provided links to any third party site for your assistance, this does not imply Heartland Bank's agreement to or endorsement of any of the information contained on the third party site.
  • 3.2 When a third party website is accessed from the Heartland Bank site, users depart Heartland Bank's website. Heartland Bank will have no liability in respect of any loss or damage arising from any use of a third party link on the Heartland Bank website.
  • 3.3 In accordance with recognised internet courtesy, should you wish to link the Heartland Bank website to your website, consent should be sought in writing from Heartland Bank before doing so.

4. Applications for Credit

  • 4.1 Nothing in this site is to be construed as Heartland Bank making any offer to enter into any transaction or relationship with you. For full details of up-to-date service information, charges, interest rates, terms and conditions, and any special offers you should telephone Heartland Bank on 0800 55 70 70.
  • 4.2 Notwithstanding any information on this site, any application for credit from Heartland Bank will be subject to Heartland Bank's usual lending criteria as applicable at the time of application, together with lending fees, transaction fees and interest as applicable at the time of application.
  • 4.3 Heartland Bank strongly recommends that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.

5. Use of Information

  • 5.1 Heartland Bank has and retains copyright and all other intellectual property rights in all information on this website.
  • 5.2 Use of this website is to be limited to non-commercial use, and no part of the information displayed on this website is to be copied or displayed for redistribution to third parties without the written permission of Heartland Bank.
  • 5.3 No information on this website may be changed by any user.

6. HNZ Shareholders

This website also contains content concerning Heartland New Zealand Limited in that section of the website entitled "HNZ Shareholders". This Privacy Policy also applies to Heartland New Zealand Limited and your use of that section of the website. For the purposes of your use of that section of the website, Heartland New Zealand Limited is also bound by this Privacy Policy and all references in this Policy to Heartland Bank should be read as references to Heartland New Zealand Limited.

7. Jurisdiction

The use of this website and these Terms of Use are to be governed by the laws of New Zealand, and any disputes arising out of the same shall be resolved by the exclusive jurisdiction of the Courts of New Zealand.

8.Further Information

Further information about this website or Heartland Bank's products and services can be sought by calling Heartland Bank on 0508 432 785.