Invoice Finance

Access your cash flow faster. Get up to 80% of your invoiced sales within 24 hours.

Invoice Finance is similar to factoring and invoice discounting. However, it is completely confidential.

This is how it works in three easy steps:

1. You invoice your customers as usual.
2. You send us details of your invoices and credit notes electronically using our specialist software.
3. Once approved, we deposit the funds you have requested overnight into your bank account and you use the money as normal.

What is the benefit of invoice finance over a bank overdraft?

Your invoice finance facility is dynamic – it increases at the same rate as your sales, allowing for more rapid business growth. This means you can pay suppliers when they’re due and accept orders when you receive them. Because you can pay your own suppliers more promptly, you may even be able to negotiate better prices.

Is any security needed?

The security for Invoice Financing is the debtors ledger and the business itself. Heartland doesn't require any other security such as property, vehicles or business equipment. This is a major advantage over a bank overdraft. Click here for more FAQs.

Access your cashflow faster

Heartland Invoice Finance allows you to harness up to 80% of the value of your invoiced sales within 24 hours of raising the invoice. By injecting cash back into your company, an invoice finance facility can revitalise your cash flow. Letting you pay your bills, cover ad-hoc costs, or invest in new plant or machinery. In fact, anything that helps your business grow.

Contact us

For a personal conversation or visit from one of our Relationship Managers, click here. Alternatively, fill in our online contact form and we’ll get in touch, or you can call us on 0508 432 785.

Working out the numbers

Use our loan repayments calculator to estimate loan repayments.

Questions?

Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0508 432 785.