Heartland at a glance
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History
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Heartland comprises the former businesses of CBS Canterbury, MARAC, PGG Wrightson Finance and Southern Cross Building Society. With origins dating back to 1875, Heartland has a proud history of providing small-to-medium sized New Zealand businesses, farmers and families with financial solutions to help them achieve prosperity.
CBS Canterbury
Established in 1875.  | MARAC
Established in 1952.  | Southern Cross
Established in 1923.  | PGG Wrightson Finance
Established in 2006.  |
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Core business
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Providing financial services to small-to-medium sized businesses, farmers and families.
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Offer
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Lending and finance, working and seasonal capital, home and vehicle loans, day to day accounts, investments and insurance.
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100% for New Zealand
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Heartland is New Zealand operated and managed.
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Significant scale
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Heartland has an extensive network of branches and offices spread throughout New Zealand.
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'Investment grade' credit rating
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Heartland Building Society has a BBB- (Outlook Stable)1 credit rating from Standard & Poor's.
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NZSX
2
listed parent company
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Heartland New Zealand Limited (HNZ) is listed on the NZSX. |
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Lending diversity
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Lending is spread both geographically and over a wide range of sectors. |
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Funding diversity
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Heartland is funded through retail deposits, committed bank facilities, a securitisation programme an NZDX-listed bond. |
1 See Heartland's Investment Statement for more details about our credit rating.
2 Heartland Building Society is a subsidiary of Heartland New Zealand Limited (HNZ). HNZ shares are tradeable on the NZSX. However, NZX Limited accepts no responsibility for any statement in this brochure. The NZSX is a registered market operated by NZX Limited, which is a registered exchange, regulated under the Securities Markets Act 1988. HNZ does not guarantee the obligations of Heartland Building Society in relation to deposits.